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42 Ramsgate Dr, Palos Park, IL 60464 Property Records

Cook County property record for 42 Ramsgate Dr, Palos Park, IL 60464 · Last verified April 2024

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,262 sqft · built 1988
Lot Size1.2 acres (52,533 sqft)
OwnerIndividual Name on File
Last Sale$760,000 (Aug 2021)
Tax Bill$16,986 (2022)
Deeds & MortgagesNov 2025 Line of Credit
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-30-407-011

Property Details

APN / Parcel Number

Primary APN23-30-407-011
Alternative APN
  • 23-30-407-011-0000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,262 sqft Total Area
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleSplit Level
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Roof MaterialWood Shingle
Lot Area52,533 sqft (1.2 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address42 RAMSGATE DR
CityPALOS PARK
StateIL
Zip60464-1420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(RAMSGATE) RESUB OF LTS 5-7 IN STEPHENSONS SUB OF SE SEC 30-37-12
Legal Range12E
Legal Township37N
Legal Section30
Legal QuarterSE
Legal SubdivisionSTEPHENSONS SUB
Legal Block5
Legal Lot Number5-7
JurisdictionCOOK IL
Township / Civil DivisionPALOS
Census Block Group1
Census Block1010
Census Tract823801

Owner

Source: Cook County records · APN 23-30-407-011

Assessment roll updated January 1, 2022 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address42 RAMSGATE DR, PALOS PARK, IL 60464-1420
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Aug 25, 2021Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 25, 2021 · Amount on Record
Deed SaleAug 25, 2021 · Amount on Record
Prior SaleJan 29, 1999
Deed Document Number2123708065
Record UpdatedJun 07, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address42 RAMSGATE DR, PALOS PARK, IL 60464-1420
Transaction TypeMortgage
Record UpdatedDec 09, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 RAMSGATE DR, PALOS PARK, IL 60464-1420

Mortgage

Document Number0032518094
DateNov 21, 2025
Instrument2532518094
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueDec 01, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionCOOK IL
Recording DateAug 25, 2021
Property Address42 RAMSGATE DR, PALOS PARK, IL 60464-1420
Document Number0023708065
Instrument DateAug 09, 2021
Instrument2123708065
Transaction TypeTransfer
Record UpdatedSep 02, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$760.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address42 RAMSGATE DR, PALOS PARK, IL 60464-1420

Mortgage

Document Number0023708066
DateAug 25, 2021
Instrument2123708066
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated January 1, 2022 · Last verified April 2024

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionPalos Township
MunicipalityPalos Park Village
Secondary School DistrictConsolidated High School District 230 (09 - 12)
Elementary School DistrictPalos Community Consolidated School District 118 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022$16,986.00 Homeowner's exemption$56,441 Land $14,446 Building $41,995$564,410 Land $144,460 Building $419,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318238011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2003, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 70 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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