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31 Ramsgate Dr, Palos Park, IL 60464 Property Records

Cook County property record for 31 Ramsgate Dr, Palos Park, IL 60464

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,497 sqft · built 1978
Lot Size0.939 acres (40,902 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN23-30-407-016

Property Details

APN / Parcel Number

Primary APN23-30-407-016
Alternative APN
  • 23-30-407-016-0000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,497 sqft Living Area
1st Floor Area2,497 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area40,902 sqft (0.939 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address31 RAMSGATE DR
CityPALOS PARK
StateIL
Zip60464-1420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(RAMSGATE) RESUB OF LTS 5-7 IN STEPHENSONS SUB OF SE SEC 30-37-12
Legal Range12E
Legal Township37N
Legal Section30
Legal SubdivisionSTEPHENSONS SUB
Legal Lot Number5-7
JurisdictionCOOK IL
Township / Civil DivisionPALOS
Census Block Group1
Census Block1010
Census Tract823801

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31 RAMSGATE DR, PALOS PARK, IL 60464-1420
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2021
Deed SaleMay 17, 2021
Prior SaleJun 18, 2012 · Amount on Record
Deed Document Number202117101
Prior Transfer DateMar 4, 2021
Prior Transfer Doc0000017101
Record UpdatedOct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateMay 17, 2021
Property Address31 RAMSGATE DR, PALOS PARK, IL 60464-1420
Document Number0013717101
Instrument DateMar 4, 2021
Instrument2113717101
Transaction TypeTransfer
Record UpdatedMay 26, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address31 RAMSGATE DR, PALOS PARK, IL 60464-1420

Mortgage

Document Number0013717102
DateMay 17, 2021
Instrument2113717102
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionPalos Township
MunicipalityPalos Park Village
Secondary School DistrictConsolidated High School District 230 (09 - 12)
Elementary School DistrictPalos Community Consolidated School District 118 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$53,000 (+30.62%) Land $13,293 Building $39,707$530,000 (+30.62%) Land $132,930 Building $397,070
2022Homeowner's exemption$40,575 Land $11,248 Building $29,327$405,750 Land $112,480 Building $293,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALOS PARK
serves 4,873 people · EPA ID IL0311000
Water SourcePurchased surface water from OAK LAWN
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL in parts of the area		100 / 20

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