42 Persimmon Bend Ct, Troy, MO 63379 Property Records

Lincoln County property record for 42 Persimmon Bend Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,940 sqft · built 2021
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,782 (2025)
Deeds & Mortgages	Oct 2020 Construction Loan Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-08-000-000-003.033`

Property Details

APN / Parcel Number

Primary APN	`19-30-08-000-000-003.033`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,940 sqft Living Area
Basement Area	1,940 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	88,427 sqft (2.03 acres)
Garage Area	931 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	42 PERSIMMON BEND CT
City	TROY
State	MO
Zip	63379-3862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 BRISTOL RIDGE
Legal Range	01W
Legal Township	48N
Legal Section	08
Legal Subdivision	BRISTOL RIDGE
Legal Lot Number	33
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3042
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 PERSIMMON BEND CT, TROY, MO 63379-3862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Construction Mortgage ROCK WOOD BANK
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Aug 28, 2020	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2020
Deed Sale	Aug 28, 2020
Deed Document Number	20209578
Deed Book / Page	2451 / 522
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	42 PERSIMMON BEND CT, TROY, MO 63379-3862
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002454/289
Date	Oct 26, 2020
Book Page	2454/289
Instrument	2020012362

Lender

Name	ROCK WOOD BANK
Address	WILDWOOD, MO 63040

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 8, 2021

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	42 PERSIMMON BEND CT, TROY, MO 63379-3862
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	ORT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4442 SPOTTED FAWN CT, WENTZVILLE, MO 63385-3809

Mortgage

Document Number	0002468/28
Date	Aug 6, 2021
Book Page	2468/28
Instrument	2021010580

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 28, 2020
Property Address	42 PERSIMMON BEND CT, TROY, MO 63379-3862
Document Number	002451/522
Book / Page	2451 / 522
Map Reference	MB 14 PG 161
Instrument Date	Aug 20, 2020
Instrument	2020009578
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4442 SPOTTED FAWN CT, WENTZVILLE, MO 63385-3809

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,565 (-) Land $9,975 Building $55,590
2025	$3,782.00 (+6.93%)	$65,565 (+9.17%) Land $9,975 Building $55,590	$345,080 (+9.17%) Land $52,500 Building $292,580
2023	$3,537.00 (+5.99%)	$60,059 Land $8,075 Building $51,984	$316,100 Land $42,500 Building $273,600
2022	$3,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Systec Wireless Communications, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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