40 Persimmon Bend Ct, Troy, MO 63379 Property Records

Lincoln County property record for 40 Persimmon Bend Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,005 sqft · built 2015
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on Record
Tax Bill	$4,431 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-08-000-000-003.034`

Property Details

APN / Parcel Number

Primary APN	`19-30-08-000-000-003.034`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,005 sqft Living Area
Basement Area	2,005 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,556 sqft (2.01 acres)
Garage Area	930 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	40 PERSIMMON BEND CT
City	TROY
State	MO
Zip	63379-3862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 BRISTOL RIDGE
Legal Range	01W
Legal Township	48
Legal Section	08
Legal Subdivision	BRISTOL RIDGE
Legal Lot Number	34
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3042
Census Tract	810203

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 PERSIMMON BEND CT, TROY, MO 63379-3862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2019	Deed of Trust, Mortgage · ARM HOMESITE MORTGAGE LLC
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jul 2, 2019	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Mar 16, 2018	Warranty Deed, Transfer · Line of Credit JONESBURG STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2019
Deed Sale	Jul 2, 2019
Prior Sale	Mar 16, 2018
Deed Document Number	2019005393
Deed Book / Page	2435 / 0527
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	40 PERSIMMON BEND CT, TROY, MO 63379-3862
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02433/0282
Date	Apr 26, 2019
Book Page	2433/0282
Instrument	2019003128

Lender

Name	HOMESITE MORTGAGE LLC
Type	Mortgage Company
Address	UTICA, MI 48315

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2020
Change Frequency	Annually
Min Rate At Change	8%
Max Rate At Change	10.9%
Index	1-Year LIBOR
Margin	8
Max Rate	14.9%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	40 PERSIMMON BEND CT, TROY, MO 63379-3862
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2447/776
Date	Jun 9, 2020
Book Page	2447/776
Instrument	2020005807

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 2, 2019
Property Address	40 PERSIMMON BEND CT, TROY, MO 63379-3862
Document Number	2435/0527
Book / Page	2435 / 0527
Map Reference	MB 14 PG 161
Instrument Date	Jul 2, 2019
Instrument	2019005393
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 LONG GATE CT, 404, WENTZVILLE, MO 63385-6638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PERSIMMON BEND CT, TROY, MO 63379-3862

Mortgage

Document Number	2019005394
Date	Jul 2, 2019
Instrument	2019005394

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 16, 2018
Property Address	40 PERSIMMON BEND CT, TROY, MO 63379-3862
Document Number	2420/0737
Book / Page	2420 / 0737
Map Reference	MB14 PG161
Instrument Date	Mar 15, 2013
Instrument	2018002095
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	192 N LINCOLN DR, 192, TROY, MO 63379-1362

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 PERSIMMON BEND CT, TROY, MO 63379-3862

Mortgage

Document Number	2018002096
Date	Mar 16, 2018
Instrument	2018002096

Lender

Name	JONESBURG STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,431.00 (+2.1%)	$76,228 (+8.83%) Land $9,975 Building $66,253	$401,200 (+8.83%) Land $52,500 Building $348,700
2023	$4,340.00 (+5.8%)	$70,044 Land $8,075 Building $61,969	$368,650 Land $42,500 Building $326,150
2022	$4,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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