42 Monarch Dr, Sterling, VA 20164 Property Records

Loudoun County property record for 42 Monarch Dr, Sterling, VA 20164

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,496 sqft · built 1974
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on File
Last Sale$317,500 (Apr 2018)
Tax Bill$3,672 (2026)
Deeds & MortgagesJul 2020 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN012-49-1679-000

Property Details

APN / Parcel Number

Primary APN012-49-1679-000
Alternative APN
  • 82 A5B 391

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,496 sqft Living Area
1st Floor Area782 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,356 sqft (0.1 acres)
Deck AreaDeck Area
Patio Area226 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address42 MONARCH DR
CitySTERLING
StateVA
Zip20164-1376
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePDH3
Legal DescriptionSUGARLAND RUN S.5B L.391 201106300039387 201106300039386
Legal SubdivisionSUGARLAND RUN
Legal Block3
Legal Lot Number391
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group3
Census Block3000
Census Tract611204

Owner

42 Monarch Dr, a townhouse, is owned and occupied by two individuals who bought it in April 2018.

Source: Loudoun County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address42 MONARCH DR, STERLING, VA 20164-1376
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2020Deed of Trust, Mortgage · Conventional with PMI
AMERIS BK
Apr 30, 2018Warranty Deed, Transfer · Conventional with PMI
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2018 · Amount on File
Deed SaleApr 30, 2018 · Amount on File
Prior SaleJun 30, 2011 · Amount on File
Deed Document Number201823724
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address42 MONARCH DR, STERLING, VA 20164-1376
Document Number20200727061044
Instrument DateJul 21, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 MONARCH DR STERLING VA 201641376, STERLING, VA 20164-1376

Mortgage

Document Number20200727061044
DateJul 27, 2020
Instrument61044
Lender
NameAMERIS BK
TypeBank
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueJul 26, 2035
Interest
Rate TypeFixed Rate

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateApr 30, 2018
Property Address42 MONARCH DR, STERLING, VA 20164-1376
Document Number20180430023724
Instrument DateApr 27, 2018
Instrument23724
Transaction TypeTransfer
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$318.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 MONARCH DR STERLING VA 201641376, STERLING, VA 20164-1376

Mortgage

Document Number20180430023725
DateApr 30, 2018
Instrument23725
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 42 Monarch Dr was $3,672.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,672.00$456,210 Land $143,500 Building $312,710$456,210 Land $143,500 Building $312,710
2023$3,356.00$383,560 Land $133,500 Building $250,060$383,560 Land $133,500 Building $250,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Monarch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Monarch Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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