41 Monarch Dr, Sterling, VA 20164 Property Records

Loudoun County property record for 41 Monarch Dr, Sterling, VA 20164

Property Summary

Property Type	Townhouse
Details	4 bd · 2.5 ba · 1,678 sqft · built 1974
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (May 2017)
Tax Bill	$3,664 (2026)
Deeds & Mortgages	Jan 2021 Mortgage May 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-49-0153-000`

Property Details

APN / Parcel Number

Primary APN	`012-49-0153-000`
Alternative APN	`82 A5B 372`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,678 sqft Living Area
1st Floor Area	836 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	41 MONARCH DR
City	STERLING
State	VA
Zip	20164-1376
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH3
Legal Description	SUGARLAND RUN S.5B L.372 200507290083221 D/G 1115--671
Legal Subdivision	SUGARLAND RUN
Legal Block	3
Legal Lot Number	372
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	3
Census Block	3000
Census Tract	611204

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 MONARCH DR, STERLING, VA 20164-1376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage NFM LNDG
May 26, 2017	Grant Deed, Transfer · FHA Mortgage GEORGE MASON MTG
Mar 9, 2017	Deed of Trust, Mortgage · Line of Credit FLORIS UNITED METHODIST CHURCH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2017 · Amount on Record
Deed Sale	May 26, 2017 · Amount on Record
Deed Document Number	201731784
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	41 MONARCH DR, STERLING, VA 20164-1376
Document Number	20210108003002
Instrument Date	Jan 4, 2021
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 MONARCH DR STERLING VA 201641376, STERLING, VA 20164-1376

Mortgage

Document Number	20210108003002
Date	Jan 8, 2021
Instrument	3002

Lender

Name	NFM LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUDOUN VA
Recording Date	May 26, 2017
Property Address	41 MONARCH DR, STERLING, VA 20164-1376
Document Number	20170526031784
Instrument Date	May 25, 2017
Instrument	31784
Transaction Type	Transfer
Record Updated	Jun 5, 2017
Title Company	OPTIMA TITLE SOLUTIONS AND ESCRO, OPTIMA TITLE SOLUTIONS & ESCRO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41 MONARCH DR STERLING VA 201641376, STERLING, VA 20164-1376

Mortgage

Document Number	20170526031785
Date	May 26, 2017
Instrument	31785

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	41 MONARCH DR, STERLING, VA 20164-1376
Document Number	20170405020137
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017
Title Company	CROWN SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	41 MONARCH DR STERLING VA 201641376, STERLING, VA 20164-1376

Mortgage

Document Number	20170405020137
Date	Apr 5, 2017
Instrument	20137

Lender

Name	FLORIS UNITED METHODIST CHURCH
Address	13600 FRYING PAN RD, HERNDON, VA 20171-3110

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,664.00 (+4.48%)	$455,230 (+13.57%) Land $143,500 Building $311,730	$455,230 (+13.57%) Land $143,500 Building $311,730
2023	$3,507.00	$400,850 Land $133,500 Building $267,350	$400,850 Land $133,500 Building $267,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

41 Monarch Dr, Sterling, VA 20164 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Monarch Dr

Nearby Streets

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