42 Main St, Montvale, NJ 07645 Property Records

Bergen County and Montvale Borough property record for 42 Main St, Montvale, NJ 07645

Property Summary

Property Type	Single Family Home
Details	2,002 sqft · built 1954
Lot Size	0.459 acres (19,998 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,145 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-00710-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`36-00710-0000-00020`
Alternative APNs	`360071000020` `223100`

Interior

Stories	1 Story
Building Area	2,002 sqft Living Area
1st Floor Area	2,002 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	223100
Street Address	42 MAIN ST
City	MONTVALE
State	NJ
Zip	07645-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	100 X 200
Legal Block	710
Legal Lot Number	20
Jurisdiction	BERGEN NJ
Township / Civil Division	MONTVALE
Census Block Group	1
Census Block	1001
Census Tract	35100

Owner

Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	42 MAIN ST, MONTVALE, NJ 07645-1430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	42 MAIN ST, MONTVALE, NJ 07645-1430
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039591258
Date	Feb 16, 2021
Book Page	3959/1258
Instrument	2021020126

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	42 MAIN ST, MONTVALE, NJ 07645-1430
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039591258
Date	Feb 16, 2021
Book Page	3959/1258
Instrument	2021020127

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Montvale Borough
Elementary School District	Montvale Borough School District (KG - 08)
Secondary School District	Pascack Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,700 (-) Land $271,500 Building $165,200	$436,700 (-) Land $271,500 Building $165,200
2025	$11,145.00 (+1.48%)	$436,700 (-) Land $271,500 Building $165,200	$436,700 (-) Land $271,500 Building $165,200
2024	$10,983.00 (+1.79%)
2023		$436,700 Land $271,500 Building $165,200	$436,700 Land $271,500 Building $165,200
2022	$10,790.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–2007)
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY MONTVALE PD95 private · serves 654 people · EPA ID NJ0236001
Water Source	Purchased surface water
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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