27 Main St, Montvale, NJ 07645 Property Records

Bergen County and Montvale Borough property record for 27 Main St, Montvale, NJ 07645

Property Summary

Property TypeSingle Family Home
Details1,590 sqft · built 1962
Lot Size0.232 acres (10,110 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (Mar 2026)
Tax Bill$9,616 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Dec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN36-00805-0000-00002

Property Details

APN / Parcel Number

Primary APN36-00805-0000-00002
Alternative APNs
  • 360080500002
  • 009800

Interior

Stories1 Story
Building Area1,590 sqft Living Area
1st Floor Area1,590 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialStucco
Lot Area10,110 sqft (0.232 acres)

Location & Zoning

Account Number009800
Street Address27 MAIN ST
CityMONTVALE
StateNJ
Zip07645-2202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionL118-120
Legal SubdivisionMONTVALEPARK PLATE 1
Legal Block805
Legal Lot Number2
JurisdictionBERGEN NJ
Township / Civil DivisionMONTVALE
Census Block Group1
Census Block1006
Census Tract35100

Owner

Source: Bergen County and Montvale Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address27 MAIN ST, MONTVALE, NJ 07645-2202
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2026Deed, Transfer · Conventional Mortgage
VALLEY NATIONAL BANK NA
Dec 1, 2017Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2026 · Amount on Record
Deed SaleMar 3, 2026 · Amount on Record
Deed Document Number202613169
Deed Book / Page5734 / 1394
Prior Transfer DateJan 22, 2026
Prior Transfer Doc0000013169
Record UpdatedSep 20, 2026

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMar 3, 2026
Property Address27 MAIN ST, MONTVALE, NJ 07645-2202
Document Number0057341394
Book / Page5734 / 1394
Instrument DateJan 22, 2026
Instrument2026013169
Transaction TypeTransfer
Record UpdatedApr 6, 2026
Title CompanyBRIDGEVIEW ABSTRACT, BRIDGEVIEW ABSTRACT INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$935.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25 HOMESTEAD PL, BERGENFIELD, NJ 07621-2850

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address27 MAIN ST, MONTVALE, NJ 07645-2202

Mortgage

Document Number0057341405
DateMar 3, 2026
Book Page5734/1405
Instrument2026013170
Lender
NameVALLEY NATIONAL BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2056

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address27 MAIN ST, MONTVALE, NJ 07645-2202
Document Number0028121381
Book / Page002812 / 001381
Instrument DateDec 1, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 MAIN ST MONTVALE NJ 076452202, MONTVALE, NJ 07645-2202

Mortgage

Document Number0028121381
DateDec 14, 2017
Book Page002812/001381
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 13, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityMontvale Borough
Elementary School DistrictMontvale Borough School District (KG - 08)
Secondary School DistrictPascack Valley Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$376,800 (-) Land $240,000 Building $136,800$376,800 (-) Land $240,000 Building $136,800
2025$9,616.00 (+1.47%) Veteran's exemption$376,800 (-) Land $240,000 Building $136,800$376,800 (-) Land $240,000 Building $136,800
2024$9,477.00 (+4.6%)
2023$376,800 Land $240,000 Building $136,800$376,800 Land $240,000 Building $136,800
2022$9,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1983–2007)
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY MONTVALE PD95
private · serves 654 people · EPA ID NJ0236001
Water SourcePurchased surface water
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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