42 Main Ave, Saco, ME 04072 Property Records

York County and Saco City property record for 42 Main Ave, Saco, ME 04072 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,872 sqft · built 1966
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individual Names on File
Tax Bill	$13,259 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`M0667R`

Property Details

APN / Parcel Number

Primary APN	`M0667R`
Alternative APNs	`SACO M:002 L:094 U:000-000` `M:002 L:094 U:000=000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
Gross Area	3,620 sqft
1st Floor Area	744 sqft
Basement Area	744 sqft
Unfinished Basement	744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,147 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	M0667R
Street Address	42 MAIN AVE
City	SACO
State	ME
Zip	04072-3070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CAMP ELLIS
Legal Lot Number	94
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1008
Census Tract	5400

Owner

Source: York County and Saco City records · APN M0667R

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1204, SACO, ME 04072-1204
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage HARBORONE MTG LLC
Nov 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 27, 2018	Deed of Trust, Mortgage · Line of Credit MECHANICS S&L FSA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	42 MAIN AVE, SACO, ME 04072-3070
Document Number	0184370195
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42 MAIN AVE SACO ME 040723070, SACO, ME 04072-3070

Mortgage

Document Number	0184370195
Date	Nov 03, 2020
Book Page	018437/000195
Instrument	56068

Lender

Name	HARBORONE MTG LLC
Address	MANCHESTER, NH 03101

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 02, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Nov 15, 2019
Property Address	42 MAIN AVE, SACO, ME 04072-3070
Document Number	0180990280
Book / Page	018099 / 000280
Instrument Date	Nov 07, 2019
Instrument	49179
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	151 WASHINGTON ST BOXFORD MA 019211208, BOXFORD, MA 01921-1208

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	42 MAIN AVE, SACO, ME 04072-3070
Document Number	0178120561
Instrument Date	Sep 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 MAIN AVE SACO ME 040723070, SACO, ME 04072-3070

Mortgage

Document Number	0178120561
Date	Oct 01, 2018
Book Page	017812/000561
Instrument	41295

Lender

Name	MECHANICS S&L FSA
Type	Federal Savings Bank
Address	AUBURN, ME 04212

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 30, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County and Saco City records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,259.00 (+2.61%)	$933,700 (+1.52%) Land $640,800 Building $292,900
2024	$12,922.00 (+8.04%)	$919,700 (+40.95%) Land $640,800 Building $278,900	$971,755
2022	$11,960.00	$652,500 Land $488,100 Building $164,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310054001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 135 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	138 units insured 3 under condo master policies
Nearby Flood Claims	216 (1978–2024)
Claims Outside the SFHA	42 of 216
Most Recent Claim	Apr 2024, tidal / storm surge, Severe Winter Storm
Claims By Storm	Severe Storms And Flooding, Jan 2024 · 38 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 34 claims Coastal Storm, Oct 1991 · 37 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 277 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
GoNetspeed	Fiber	2,000 / 2,000
Consolidated Communications	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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