42 Lower 4, #A49A, Ludlow, VT 05149 Property Records

Ludlow Town property record for 42 Lower 4, #A49A, Ludlow, VT 05149

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 1,844 sqft · built 1987
Owner2 Individual Names on File
Last Sale$210,000 (Jul 1998)
Tax Bill$7,183 (2025)
Flood ZoneZone X (minimal risk)
APN363-112-10386

Property Details

APN / Parcel Number

Primary APN363-112-10386
Alternative APNs
  • (112) 060145.001
  • M:060 B:145.001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,844 sqft Living Area
Gross Area2,856 sqft
Basement Area768 sqft
Unfinished Basement744 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address42 LOWER 4, A49A
CityLUDLOW
StateVT
Zip05149
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOWER IV 42 CONDO TRAILSIDE VILLAGE IVA
JurisdictionLUDLOW VT
Township / Civil DivisionLUDLOW
Census Block Group2
Census Block2023
Census Tract966300

Owner

42 Lower 4, #A49A is owned by two individuals who bought it in July 1998.

Source: Ludlow Town records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address147 PINE GROVE RD, GUILFORD, CT 06437-4104
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 1998 · Amount on File
Deed SaleJul 7, 1998 · Amount on File
Deed Document Number1998352483
Deed Book / Page176 / 440 1
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 42 Lower 4, #A49A was $7,183, down 12.3% from the year before.

Source: Ludlow Town assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateVermont
CountyWindsor County
County SubdivisionLudlow Town
Elementary School DistrictLudlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,183.00 (-12.34%)$389,100 (-) Building $389,100
2024$8,194.00$389,100 Building $389,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 42 Lower 4, #A49A in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 individual policies
Nearby Flood Policies122 units insured
incl. 94 condo units
Nearby Flood Claims31 (1981–2023)
Claims Outside the SFHA4 of 31
Most Recent ClaimJul 2023 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 7 claims
  • Severe Storms And Flooding, Apr 2019 · 3 claims
  • Tropical Storm Irene, Aug 2011 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Lower 4, #A49A is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEMO TRAILSIDE CONDOMINIUM
private · serves 540 people · EPA ID VT0005325
Water SourceGroundwater
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting48
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: TDS Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lower 4

Nearby Streets

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