36 Lower 4, #A48B, Ludlow, VT 05149 Property Records

Ludlow Town property record for 36 Lower 4, #A48B, Ludlow, VT 05149

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 1,844 sqft · built 1987
OwnerCompany Name on Record
Last Sale$210,000 (Jun 1999)
Tax Bill$7,183 (2025)
Deeds & MortgagesApr 2024 Foreclosure
Flood ZoneZone X (minimal risk)
APN363-112-10896

Property Details

APN / Parcel Number

Primary APN363-112-10896
Alternative APNs
  • (112) 060144.002
  • M:060 B:144.002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,844 sqft Living Area
Gross Area2,856 sqft
Basement Area768 sqft
Unfinished Basement744 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address36 LOWER 4, A48B
CityLUDLOW
StateVT
Zip05149
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOWER IV 36 CONDO TRAILSIDE VILLAGE IV
JurisdictionLUDLOW VT
Township / Civil DivisionLUDLOW
Census Block Group2
Census Block2023
Census Tract966300

Owner

Source: Ludlow Town records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address145 PINE HAVEN SHORES RD, 1000A, SHELBURNE, VT 05482-7812
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 1999 · Amount on Record
Deed SaleJun 2, 1999 · Amount on Record
Deed Document Number1999350074
Deed Book / Page186 / 523
Last Transfer DateJan 12, 2004
Transfer Doc0000839932
Record UpdatedSep 20, 2026

April 2024: Foreclosure

Document TypeForeclosure
JurisdictionLUDLOW VT
Recording DateApr 11, 2024
Property Address36 LOWER 4 # A48B, A48B, LUDLOW, VT 05149
Document Number1271790400
Instrument DateMar 7, 2024
Instrument1271790400
Transaction TypeForeclosure
Record UpdatedApr 29, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit

Transferred From (Grantor/Seller)

NameVerified Name
AddressC O BETH R FECTEAU ADMINISTRATOR OF THE ESTATE, LUDLOW, VT 05149

Transferred To (Grantee/Buyer)

NameVerified Name
AddressC O SHELLPOINT MORTGAGE SERVICING, FORT WASHINGTON, PA 19034
Mail Care OfSHELLPOINT MORTGAGE SERVICING

Tax Assessment & Valuation

Source: Ludlow Town assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateVermont
CountyWindsor County
County SubdivisionLudlow Town
Elementary School DistrictLudlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,183.00 (-12.34%)$389,100 (-) Building $389,100
2024$8,194.00$389,100 Building $389,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 individual policies
Nearby Flood Policies122 units insured
incl. 94 condo units
Nearby Flood Claims31 (1981–2023)
Claims Outside the SFHA4 of 31
Most Recent ClaimJul 2023 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 7 claims
  • Severe Storms And Flooding, Apr 2019 · 3 claims
  • Tropical Storm Irene, Aug 2011 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEMO TRAILSIDE CONDOMINIUM
private · serves 540 people · EPA ID VT0005325
Water SourceGroundwater
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting48
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: TDS Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lower 4

Nearby Streets

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