42 Irving St, Saco, ME 04072 Property Records

York County and Saco City property record for 42 Irving St, Saco, ME 04072

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 4 ba · 5,060 sqft · built 1907
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on File
Last Sale	$444,000 (Sep 2021)
Tax Bill	$6,117 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`W1795R`

Property Details

APN / Parcel Number

Primary APN	`W1795R`
Alternative APNs	`SACO M:051 L:025 U:000-000` `M:051 L:025 U:000=000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Units	4 Units
Stories	2 Stories
Building Area	5,060 sqft Living Area
Gross Area	5,674 sqft
1st Floor Area	2,530 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	14,810 sqft (0.34 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	W1795R
Street Address	42 IRVING ST
City	SACO
State	ME
Zip	04072-3225
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	HDR
Legal Lot Number	25
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1012
Census Tract	5301

Owner

42 Irving St, a residential property, is owned by a company that bought it in September 2021.

Source: York County and Saco City records, as of May 22, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 283, LYNNFIELD, MA 01940-0283
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PATCH LENDING LLC
Feb 3, 2017	Warranty Deed, Transfer BANGOR SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on File
Deed Sale	Sep 14, 2021 · Amount on File
Prior Sale	Mar 14, 2012
Deed Document Number	20212021053830
Deed Book / Page	18801 / 798
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Sep 14, 2021
Property Address	42 IRVING ST, SACO, ME 04072-3225
Document Number	0188010798
Book / Page	18801 / 798
Instrument Date	Aug 27, 2021
Instrument	2021053830
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021053831
Date	Sep 14, 2021
Instrument	2021053831

Lender

Name	PATCH LENDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Feb 3, 2017
Property Address	42 IRVING ST, SACO, ME 04072-3225
Document Number	0174160073
Book / Page	017416 / 000073
Instrument Date	Jan 23, 2017
Instrument	4830
Transaction Type	Transfer
Record Updated	Feb 22, 2017
Title Company	RED DOOR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 IRVING ST SACO ME 040723225, SACO, ME 04072-3225

Mortgage

Document Number	174160075
Date	Feb 3, 2017
Book Page	017416/000075
Instrument	4831

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BANGOR, ME 04402-0400

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 2, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 42 Irving St was $6,117, up 0.9% from the year before.

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,117.00 (+0.89%)	$430,800 (-0.16%) Land $102,300 Building $328,500
2024	$6,063.00	$431,500 Land $102,300 Building $329,200
2022	$5,613.00	$306,200 Land $77,900 Building $228,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 42 Irving St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Irving St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Premium Choice Broadband.

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