16 Irving St, Saco, ME 04072 Property Records

York County and Saco City property record for 16 Irving St, Saco, ME 04072

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 2,568 sqft · built 1902
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Jun 2024)
Tax Bill	$4,263 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`C5643R`

Property Details

APN / Parcel Number

Primary APN	`C5643R`
Alternative APNs	`SACO M:051 L:020 U:000-000` `M:051 L:020 U:000=000`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,568 sqft Living Area
Gross Area	3,468 sqft
1st Floor Area	936 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	C5643R
Street Address	16 IRVING ST
City	SACO
State	ME
Zip	04072-3257
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	HDR
Legal Lot Number	20
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1012
Census Tract	5301

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	87 HIGH ST, 3, SACO, ME 04072-3365
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 9, 2020	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2024 · Amount on Record
Deed Sale	Jun 5, 2024 · Amount on Record
Prior Sale	Jan 9, 2020 · Amount on Record
Deed Document Number	202416069
Deed Book / Page	19446 / 633
Transfer Doc	16741-0856
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	16 IRVING ST, SACO, ME 04072-3257
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187390930
Date	Jul 20, 2021
Book Page	18739/930
Instrument	2021041563

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Jan 9, 2020
Property Address	16 IRVING ST, SACO, ME 04072-3257
Document Number	0181420804
Book / Page	18142 / 804
Instrument Date	Jan 8, 2020
Instrument	2020001515
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 JEFFERSON ST, BIDDEFORD, ME 04005-3099

Mortgage

Document Number	2020001516
Date	Jan 9, 2020
Instrument	2020001516

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,263.00 (-0.09%)	$300,200 (-1.15%) Land $110,100 Building $190,100
2024	$4,267.00 (+5.91%)	$303,700 (+38.17%) Land $110,100 Building $193,600
2022	$4,029.00	$219,800 Land $83,800 Building $136,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Premium Choice Broadband.

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