42 Ingraham Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 42 Ingraham Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	3,243 sqft · built 1962
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Aug 2022)
Tax Bill	$16,590 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02308-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`14-02308-0000-00016`
Alternative APNs	`1400532G00016` `140230800016`

Interior

Building Area	3,243 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Bi-Level
Lot Area	14,985 sqft (0.344 acres)

Location & Zoning

Old Parcel Number	1400532G00016
Street Address	42 INGRAHAM TER
City	WAYNE
State	NJ
Zip	07470-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Block	2308
Legal Lot Number	16
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1007
Census Tract	246202

Owner

42 Ingraham Ter is owned and occupied by two individuals who bought it in August 2022.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 INGRAHAM TER, WAYNE, NJ 07470-4205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2022 · Amount on File
Deed Sale	Aug 11, 2022 · Amount on File
Deed Document Number	202240198
Deed Book / Page	4370 / 99
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 11, 2022
Property Address	42 INGRAHAM TER, WAYNE, NJ 07470-4205
Document Number	0000040198
Book / Page	D4370 / 99
Instrument Date	Aug 9, 2022
Instrument	2022040198
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$685.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 FOX HAVEN DR # DR4203, 400, NAPLES, FL 34104-5115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 INGRAHAM TER, WAYNE, NJ 07470-4205

Mortgage

Document Number	0000040199
Date	Aug 11, 2022
Instrument	2022040199

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 42 Ingraham Ter was $16,590, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,600 (-) Land $131,000 Building $145,600	$276,600 (-) Land $131,000 Building $145,600
2025	$16,590.00 (+0.88%)	$276,600 Land $131,000 Building $145,600	$276,600 Land $131,000 Building $145,600
2024	$16,446.00
2023		$276,600 Land $131,000 Building $145,600	$276,600 Land $131,000 Building $145,600
2022	$15,638.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 42 Ingraham Ter in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1978–2011)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Ingraham Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20