38 Ingraham Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 38 Ingraham Ter, Wayne, NJ 07470

Property Summary

Property TypeSingle Family Home
Details2,375 sqft · built 1962
Lot Size0.344 acres (14,985 sqft)
Owner2 Individual Names on Record
Last Sale$590,000 (Jan 2005)
Tax Bill$14,461 (2025)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN14-02308-0000-00017

Property Details

APN / Parcel Number

Primary APN14-02308-0000-00017
Alternative APNs
  • 1400532G00017
  • 140230800017

Interior

Building Area2,375 sqft Living Area

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleBi-Level
Lot Area14,985 sqft (0.344 acres)

Location & Zoning

Old Parcel Number1400532G00017
Street Address38 INGRAHAM TER
CityWAYNE
StateNJ
Zip07470-4205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2308
Legal Lot Number17
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group1
Census Block1007
Census Tract246202

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38 INGRAHAM TER, WAYNE, NJ 07470-4205
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 25, 2005 · Amount on Record
Deed SaleJan 25, 2005 · Amount on Record
Deed Book / Page925 / 244
Last Transfer DateOct 28, 2024
Transfer Doc0000035832
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address38 INGRAHAM TER, WAYNE, NJ 07470-4205
Transaction TypeMortgage
Record UpdatedFeb 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 INGRAHAM TER, WAYNE, NJ 07470-4205

Mortgage

Document Number0000001881
DateJan 15, 2026
Book PageM19753/295
Instrument2026001881
Lender
NameVALLEY NATIONAL BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
AmountAmount Recorded
Term179 Months
DueDec 28, 2040

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$241,100 (-) Land $131,000 Building $110,100$241,100 (-) Land $131,000 Building $110,100
2025$14,461.00 (+0.88%)$241,100 (-) Land $131,000 Building $110,100$241,100 (-) Land $131,000 Building $110,100
2024$14,335.00 (+5.16%)
2023$241,100 Land $131,000 Building $110,100$241,100 Land $131,000 Building $110,100
2022$13,631.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1978–2011)
Claims Outside the SFHA3 of 7
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWNSHIP OF WAYNE
serves 55,000 people · EPA ID NJ1614001
Water SourcePurchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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