Union County and Summit City property record for 42 Gloucester Rd, Summit, NJ 07901 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Cape Cod |
| Year Built | Built 1966 |
| Square Footage | 2,751 sqft Living Area |
| Lot Size | 14,985 sqft (0.344 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,175,000 (2014) |
| Tax Bill | $24,877.00 (2025) |
| Primary APN | 18-05205-0000-00025 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,751 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 14,985 sqft (0.344 acres) |
| Old Parcel Number | 1800096N00021 |
|---|---|
| Street Address | 42 GLOUCESTER RD |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3023 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 5205 |
| Legal Lot Number | 25 |
| Jurisdiction | UNION NJ |
| Minor Civil Division | SUMMIT |
| Census Blockgroup | 4 |
| Census Block | 4018 |
| Census Tract | 37900 |
Source: Union County and Summit City records · APN 18-05205-0000-00025
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 GLOUCESTER RD, SUMMIT, NJ 07901-3023 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WELLSFARGOBANKNA |
| Jan 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 24, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Dec 05, 2020 | Deed of Trust, Mortgage · Line of Credit CITIBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 28, 2014 · Amount on Record |
| Deed Sale | Feb 28, 2014 · Amount on Record |
| Prior Sale | Mar 07, 1994 · Amount on Record |
| Deed Doc Number | 2014248931 |
| Deed Book / Page | 5993 / 817 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 29, 2026 |
| Property Address | 42 GLOUCESTER RD, SUMMIT, NJ 07901-3023 |
| Document Number | 0000092968 |
| Book / Page | 15807 / 2870 |
| Instrument Date | May 23, 2026 |
| Instrument | 202692968 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|---|
| Address | 42 GLOUCESTER RD, SUMMIT, NJ 07901-3023 |
| Document Number | 0000092968, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 15807/2870 |
| Instrument | 202692968 |
| Name | WELLSFARGOBANKNA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 42 GLOUCESTER RD, SUMMIT, NJ 07901-3023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 42 GLOUCESTER RD, SUMMIT, NJ 07901-3023 |
| Document Number | 0157472393 |
|---|---|
| Date | Jan 15, 2026 |
| Book Page | 15747/2393 |
| Instrument | 87498 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 42 GLOUCESTER RD, SUMMIT, NJ 07901-3023 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2023 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0149302882 |
|---|---|
| Date | Apr 07, 2021 |
| Book Page | 14930/2882 |
| Instrument | 8945 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 42 GLOUCESTER RD, SUMMIT, NJ 07901-3023 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0150532938 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 15053/2938 |
| Instrument | 20590 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 42 GLOUCESTER RD, SUMMIT, NJ 07901-3023 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0152672316 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 15267/2316 |
| Instrument | 42130 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 42 GLOUCESTER RD, SUMMIT, NJ 07901-3023 |
| Document Number | 0148542342 |
| Instrument Date | Dec 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 42 GLOUCESTER RD SUMMIT NJ 079013023, SUMMIT, NJ 07901-3023 |
| Document Number | 0148542342 |
|---|---|
| Date | Jan 08, 2021 |
| Book Page | 014854/002342 |
| Instrument | 540 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 07, 2046 |
| Rate Type | Adjustable Rate |
|---|
Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $556,400 (-) Land $303,200 Building $253,200 | $556,400 (-) Land $303,200 Building $253,200 | |
| 2025 | $24,877.00 (+2.64%) | $556,400 (-) Land $303,200 Building $253,200 | $556,400 (-) Land $303,200 Building $253,200 |
| 2024 | $24,237.00 (+1.71%) | ||
| 2023 | $556,400 Land $303,200 Building $253,200 | $556,400 Land $303,200 Building $253,200 | |
| 2022 | $23,830.00 |
42 Gloucester Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Union County (34039C), updated September 24, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 35th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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