Union County and Summit City property record for 31 Gloucester Rd, Summit, NJ 07901 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1997 |
| Square Footage | 4,430 sqft Living Area |
| Lot Size | 15,899 sqft (0.365 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $1,632,500 (2009) |
| Tax Bill | $34,530.00 (2025) |
Source: Union County and Summit City records · APN 18-05201-0000-00019
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 GLOUCESTER RD, SUMMIT, NJ 07901-3022 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Oct 10, 2017 | Deed of Trust, Mortgage M&T BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 2009 · Amount on Record |
| Deed Sale | Jul 17, 2009 · Amount on Record |
| Prior Sale | Jul 06, 2000 · Amount on Record |
| Deed Doc Number | 2009206549 |
| Deed Book / Page | 5771 / 830 |
| Last Transfer Date | Aug 17, 2012 |
| Transfer Doc | 0059210087 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 31 GLOUCESTER RD, SUMMIT, NJ 07901-3022 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2023 |
| Title Company | LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETTLEMENT SVCS |
| Name | Verified Name |
|---|
| Document Number | 0149543204 |
|---|---|
| Date | May 05, 2021 |
| Book Page | 14954/3204 |
| Instrument | 11228 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | May 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 31 GLOUCESTER RD, SUMMIT, NJ 07901-3022 |
| Document Number | 0143492145 |
| Book / Page | 014349 / 002145 |
| Instrument Date | Oct 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2017 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 31 GLOUCESTER RD SUMMIT NJ 079013022, SUMMIT, NJ 07901-3022 |
| Document Number | 0143492145 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 014349/002145 |
| Instrument | 647829 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NJ 14203 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $772,300 (-) Land $309,500 Building $462,800 | $772,300 (-) Land $309,500 Building $462,800 | |
| 2025 | $34,530.00 (+2.64%) | $772,300 (-) Land $309,500 Building $462,800 | $772,300 (-) Land $309,500 Building $462,800 |
| 2024 | $33,641.00 (+1.71%) | ||
| 2023 | $772,300 Land $309,500 Building $462,800 | $772,300 Land $309,500 Building $462,800 | |
| 2022 | $33,077.00 |
Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 35% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 18-05201-0000-00019 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,430 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Lot Area | 15,899 sqft (0.365 acres) |
| Garage Type | Attached Garage |
| Old Parcel Number | 1800096M00052 |
|---|---|
| Street Address | 31 GLOUCESTER RD |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3022 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 5201 |
| Legal Lot Number | 19 |
| Jurisdiction | UNION NJ |
| Minor Civil Division | SUMMIT |
| Census Blockgroup | 4 |
| Census Block | 4015 |
| Census Tract | 37900 |
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