Hampden County and Chicopee City property record for 42 Frank St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 672 sqft · built 1939 |
| Lot Size | 0.216 acres (9,399 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Sep 2026) |
| Tax Bill | $3,290 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-00027 |
| Primary APN | 281-00027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 672 sqft Living Area |
| Gross Area | 1,369 sqft |
| 1st Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,399 sqft (0.216 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 281-00027 |
|---|---|
| Street Address | 42 FRANK ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 811000 |
42 Frank St is owned by an individual who bought it in September 2026.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 DOANE TER S, HADLEY, MA 01035 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2026 | Quit Claim Deed, Transfer · ARM ALDEN CREDIT UNION |
| Sep 3, 2026 | Deed, Transfer · Conventional Mortgage ALDEN CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2026 · Amount on File |
| Deed Sale | Sep 3, 2026 · Amount on File |
| Prior Sale | Sep 3, 2026 · Amount on File |
| Deed Document Number | 2026243757 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Sep 3, 2026 |
| Property Address | 42 FRANK ST, CHICOPEE, MA 01020-1352 |
| Document Number | 0000243757 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 2026243757 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Sep 3, 2026 |
|---|
| Name | ALDEN CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Type Change Date | Oct 1, 2031 |
| Index | 5-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Sep 3, 2026 |
| Property Address | 42 FRANK ST, CHICOPEE, MA 01020-1352 |
| Document Number | 0000043212 |
| Book / Page | 26496 / 496 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 202643212 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Sep 3, 2026 |
|---|
| Name | ALDEN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Type Change Date | Oct 1, 2031 |
| Index | 5-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
The 2026 property tax bill for 42 Frank St was $3,290, up 8.3% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,290.00 (+8.29%) | $215,900 (+7.73%) Land $117,700 Building $98,200 | $244,891 (+11.5%) |
| 2025 | $3,038.00 (+5.16%) | $200,400 (+2.4%) Land $107,500 Building $92,900 | $219,640 |
| 2024 | $2,889.00 (+7.32%) | $195,700 (+10.13%) Land $105,400 Building $90,300 | |
| 2023 | $2,692.00 | $177,700 Land $95,800 Building $81,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Frank St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 42 Frank St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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