Hampden County and Chicopee City property record for 39 Frank St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 976 sqft · built 1965 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,655 (2026) |
| Deeds & Mortgages | Jul 2019 Mortgage Nov 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 282-00041 |
| Primary APN | 282-00041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 976 sqft Living Area |
| Gross Area | 1,984 sqft |
| 1st Floor Area | 976 sqft |
| Basement Area | 210 sqft |
| Unfinished Basement | 210 sqft |
| Game Room | Game Room |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 282-00041 |
|---|---|
| Street Address | 39 FRANK ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 811000 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39 FRANK ST, CHICOPEE, MA 01020-1349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM CU |
| Nov 6, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 39 FRANK ST, CHICOPEE, MA 01020-1349 |
| Document Number | 22758-4 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 39 FRANK ST CHICOPEE MA 010201349, CHICOPEE, MA 01020-1349 |
| Document Number | 22758-4 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 022758/000004 |
| Instrument | 39093 |
| Name | FREEDOM CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 16, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Nov 6, 2018 |
| Property Address | 39 FRANK ST, CHICOPEE, MA 01020-1349 |
| Document Number | 22435-416 |
| Book / Page | 022435 / 000416 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 66693 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 FRANK ST CHICOPEE MA 010201349, CHICOPEE, MA 01020-1349 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,655.00 (+6.81%) | $239,800 (+6.25%) Land $95,700 Building $144,100 | $262,447 (+20.48%) |
| 2025 | $3,422.00 (+5.42%) | $225,700 (+2.64%) Land $89,400 Building $136,300 | $217,835 |
| 2024 | $3,246.00 (+5.66%) | $219,900 (+8.43%) Land $87,600 Building $132,300 | |
| 2023 | $3,072.00 | $202,800 Land $79,700 Building $123,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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