Putnam County and Philipstown Town property record for 42 Fair St, Apt E8, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 961 sqft · built 1972 |
| Lot Size | 0.01 acres (436 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,500 (Feb 2005) |
| Tax Bill | $5,266 (2024) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 48.8-3-8.-508 |
| Primary APN | 372601 48.8-3-8.-508 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 961 sqft Living Area |
| 1st Floor Area | 961 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 436 sqft (0.01 acres) |
| View / Lot | Waterfront |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 42 FAIR ST, E8 |
|---|---|
| City | COLD SPRING |
| State | NY |
| Zip | 10516-3045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | CONDO UNIT E-8 |
| Legal Subdivision | SPRING BROOK CONDOMINIUM |
| Legal Block | 3 |
| Legal Lot Number | 8.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10700 |
42 Fair St, Apt E8 is owned and occupied by an individual who bought it in February 2005.
Source: Putnam County and Philipstown Town records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42 FAIR ST, E8, COLD SPRING, NY 10516-3045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2005 · Amount on File |
| Deed Sale | Feb 2, 2005 · Amount on File |
| Deed Book / Page | 1695 / 234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 42 FAIR ST APT E8, E8, COLD SPRING, NY 10516-3045 |
| Document Number | 0071200243 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 42 FAIR ST #E8 COLD SPRING NY 105163045, E8, COLD SPRING, NY 10516-3045 |
| Document Number | 0071200243 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 007120/000243 |
| Instrument | 5835 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 26, 2040 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83,000 Land $10,000 Building $73,000 | $270,623 | |
| 2024 | $5,266.00 | ||
| 2023 | $83,000 (-) Land $10,000 Building $73,000 | $235,662 (+11.73%) Land $28,393 Building $207,269 | |
| 2022 | $83,000 Land $10,000 Building $73,000 | $210,928 Land $25,413 Building $185,515 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 42 Fair St, Apt E8 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2011–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42 Fair St, Apt E8 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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