Putnam County and Philipstown Town property record for 42 Fair St, Apt E5, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 961 sqft · built 1972 |
| Lot Size | 0.01 acres (436 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $165,000 (Oct 2002) |
| Tax Bill | $4,096 (2025) |
| Deeds & Mortgages | Sep 2026 Sale May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 48.8-3-8.-505 |
| Primary APN | 372601 48.8-3-8.-505 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 961 sqft Living Area |
| 1st Floor Area | 961 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 436 sqft (0.01 acres) |
| View / Lot | Waterfront |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 42 FAIR ST, E5 |
|---|---|
| City | COLD SPRING |
| State | NY |
| Zip | 10516-3046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | CONDO UNIT E-5 |
| Legal Subdivision | SPRING BROOK CONDOMINIUM |
| Legal Block | 3 |
| Legal Lot Number | 8.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10700 |
42 Fair St, Apt E5 is held in a trust since October 2002.
Source: Putnam County and Philipstown Town records, as of October 16, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 42 FAIR ST, E-5, COLD SPRING, NY 10516-3044 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| May 7, 2021 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2002 · Amount on File |
| Deed Sale | Oct 7, 2002 · Amount on File |
| Prior Sale | Jun 9, 2000 · Amount on File |
| Deed Book / Page | 1602 / 67 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Sep 29, 2026 |
| Document Number | 0000006330 |
| Book / Page | 2458 / 317 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 20266330 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 42 FAIR ST APT E5, E5, COLD SPRING, NY 10516-3046 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 42 FAIR ST E5, E5, COLD SPRING, NY 10516-3046 |
| Document Number | 0073470243 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 7347/243 |
| Instrument | 5528-2021 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | COLD SPRING, NY 10516 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 6, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 42 Fair St, Apt E5 was $4,096, down 29.5% from the year before.
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,096.00 (-29.45%) | $91,500 Land $10,000 Building $81,500 | $298,337 |
| 2024 | $5,806.00 | ||
| 2023 | $91,500 (-) Land $10,000 Building $81,500 | $259,796 (+11.73%) Land $28,393 Building $231,403 | |
| 2022 | $91,500 Land $10,000 Building $81,500 | $232,529 Land $25,413 Building $207,116 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Fair St, Apt E5 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2011–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42 Fair St, Apt E5 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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