42 Elm St, Westerly, RI 02891 Property Records

Westerly Town property record for 42 Elm St, Westerly, RI 02891

Property Summary

Property TypeResidential Vacant Land
Lot Size1.01 acres (44,333 sqft)
OwnerIndividual Name on File
Last Sale$545,000 (Jul 2021)
Tax Bill$2,784 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:66 B:96

Property Details

APN / Parcel Number

Primary APNWEST M:66 B:96
Alternative APNs
  • M:066 B:96 L
  • 19011850

Exterior

Lot Area44,333 sqft (1.01 acres)

Location & Zoning

Account Number19011850
Street Address42 ELM ST
CityWESTERLY
StateRI
Zip02891-2124
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Block96
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group3
Census Block3004
Census Tract50801

Owner

42 Elm St, residential vacant land, is owned by an individual who bought it in July 2021.

Source: Westerly Town records, as of June 22, 2026

Owner of RecordIndividual Name on File
Mailing Address34 ELM ST, WESTERLY, RI 02891-2124
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2021 · Amount on File
Deed SaleJul 9, 2021 · Amount on File
Deed Document Number20214009
Deed Book / Page2021 / 17883
Record UpdatedSep 20, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateJul 9, 2021
Property Address42 ELM ST, WESTERLY, RI 02891-2124
Document Number2021-17883
Book / Page2021 / 17883
Instrument DateJul 9, 2021
Instrument2021-4009
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 ELM ST, WESTERLY, RI 02891-2124

Mortgage

Document Number0020214010
DateJul 9, 2021
Instrument2021-4010
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 42 Elm St was $2,784.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,784.00$357,800 Land $357,800
2023$3,035.00 (+0.6%)$298,700 (-) Land $298,700
2022$3,017.00$298,700 Land $298,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 42 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1991)
Most Recent ClaimAug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 42 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: AT&T, Breezeline, Frontier, Xfinity.

Nearby Properties on Elm St

Nearby Streets

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