36 Elm St, Westerly, RI 02891 Property Records

Westerly Town property record for 36 Elm St, Westerly, RI 02891

Property Summary

Property Type	Triplex
Details	5 bd · 3.5 ba · 4,461 sqft · built 1900
Lot Size	0.458 acres (19,939 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Dec 2020)
Tax Bill	$8,153 (2025)
Deeds & Mortgages	Jul 2023 Refinance Dec 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:66 B:93`

Property Details

APN / Parcel Number

Primary APN	`WEST M:66 B:93`
Alternative APNs	`M:066 B:93 L` `4160220`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,461 sqft Living Area
Gross Area	7,721 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,939 sqft (0.458 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4160220
Street Address	36 ELM ST
City	WESTERLY
State	RI
Zip	02891-2124
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	93
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3004
Census Tract	50801

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	36 ELM ST, WESTERLY, RI 02891-2124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Dec 30, 2020	Warranty Deed, Transfer · FHA Mortgage ALLIED MTG
Jun 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST HM MTG
Mar 9, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Prior Sale	Mar 9, 2017 · Amount on Record
Deed Document Number	20206783
Deed Book / Page	2020 / 29675
Prior Transfer Date	Jun 4, 2020
Prior Transfer Doc	2020-10406
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	36 ELM ST, WESTERLY, RI 02891-2124
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023-9305
Date	Jul 18, 2023
Book Page	2023/9305
Instrument	2023-2337

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2048

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Dec 30, 2020
Property Address	36 ELM ST, WESTERLY, RI 02891-2124
Document Number	2020-9675
Book / Page	002020 / 029675
Instrument Date	Dec 15, 2020
Instrument	6783
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CLARK ST #1 WESTERLY RI 028917126, 1, WESTERLY, RI 02891-7126

Mortgage

Document Number	2020-9678
Date	Dec 30, 2020
Book Page	002020/029678
Instrument	6784

Lender

Name	ALLIED MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Jun 4, 2020
Property Address	36 ELM ST, WESTERLY, RI 02891-2124
Document Number	2020-406
Book / Page	002020 / 010406
Instrument Date	Jun 4, 2020
Instrument	2390
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 SPRING ST NEW SHOREHAM RI 02807, NEW SHOREHAM, RI 02807

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	36 ELM ST, WESTERLY, RI 02891-2124
Document Number	2017-3288
Book / Page	002017 / 023288
Instrument Date	Dec 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 ELM ST WESTERLY RI 028912124, WESTERLY, RI 02891-2124

Mortgage

Document Number	2017-3288
Date	Dec 29, 2017
Book Page	002017/023288
Instrument	5733

Lender

Name	FIRST HM MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Mar 9, 2017
Property Address	36 ELM ST, WESTERLY, RI 02891-2124
Document Number	2017-4096
Book / Page	002017 / 004096
Instrument Date	Mar 8, 2017
Instrument	993
Transaction Type	Transfer
Record Updated	Mar 28, 2017

Transaction

Amount	Amount Recorded
Tax	$305.44
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,153.00 (+41.69%)	$1,048,000 (+85.06%) Land $243,900 Building $804,100
2023	$5,754.00 (-2.33%)	$566,300 (-2.91%) Land $175,900 Building $390,400
2022	$5,891.00	$583,300 Land $175,900 Building $407,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, Breezeline, Frontier, Xfinity.

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