Essex County and Georgetown Town property record for 42 Elm St, Georgetown, MA 01833
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,010 sqft · built 1760 |
| Lot Size | 0.17 acres (7,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Apr 2026) |
| Tax Bill | $9,620 (2026) |
| Deeds & Mortgages | Jul 2021 Refinance Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GEOR M:0010B B:00000 L:00045 |
| Primary APN | GEOR M:0010B B:00000 L:00045 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,010 sqft Living Area |
| Gross Area | 3,726 sqft |
| Basement Area | 1,068 sqft |
| Unfinished Basement | 1,068 sqft |
| Year Built | Built 1760 |
|---|---|
| Effective Year Built | Effective 1760 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,400 sqft (0.17 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 42 ELM ST |
|---|---|
| City | GEORGETOWN |
| State | MA |
| Zip | 01833-2516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 45 |
| Jurisdiction | GEORGETOWN MA |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 265101 |
42 Elm St is owned and occupied by two individuals who bought it in April 2026.
Source: Essex County and Georgetown Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 ELM ST, GEORGETOWN, MA 01833-2516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC |
| Apr 28, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on File |
| Deed Sale | Apr 28, 2026 · Amount on File |
| Prior Sale | Dec 1, 1997 · Amount on File |
| Deed Document Number | 20262500 |
| Deed Book / Page | 43353 / 240 |
| Prior Transfer Date | Apr 22, 2026 |
| Prior Transfer Doc | 043353-240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 42 ELM ST, GEORGETOWN, MA 01833-2516 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040075-248 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 40075/248 |
| Instrument | 20210713000900 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Recording Date | Apr 28, 2026 |
| Property Address | 42 ELM ST, GEORGETOWN, MA 01833-2516 |
| Document Number | 043353-240 |
| Book / Page | 43353 / 240 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20262500 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 42 ELM ST, GEORGETOWN, MA 01833-2516 |
| Date | Apr 28, 2026 |
|---|
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 42 Elm St was $9,620, up 24.4% from the year before.
Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Georgetown Town |
| Unified School District | Georgetown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,620.00 (+24.42%) | $699,100 (-) Land $226,400 Building $472,700 | $633,364 (-3.29%) |
| 2025 | $7,732.00 (+14.41%) | $699,100 (+29.82%) Land $226,400 Building $472,700 | $654,930 |
| 2024 | $6,758.00 (+23.91%) | $538,500 (+28.15%) Land $156,100 Building $382,400 | |
| 2023 | $5,454.00 | $420,200 Land $156,100 Building $264,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Elm St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42 Elm St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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