33 Elm St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 33 Elm St, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,276 sqft · built 1825
Lot Size	0.712 acres (31,000 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Mar 2016)
Tax Bill	$9,871 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2022 Refinance + 4 more
Flood Zone	Zone AE (high risk)
APN	`GEOR M:0010B B:00000 L:00039`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:0010B B:00000 L:00039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,276 sqft Living Area
Gross Area	4,090 sqft
Basement Area	1,214 sqft
Unfinished Basement	1,214 sqft

Exterior

Year Built	Built 1825
Effective Year Built	Effective 1825
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,000 sqft (0.712 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	33 ELM ST
City	GEORGETOWN
State	MA
Zip	01833-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	39
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2010
Census Tract	265101

Owner

33 Elm St is owned and occupied by an individual who bought it in March 2016.

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	33 ELM ST, GEORGETOWN, MA 01833-2515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ANDOVER FEDERAL CREDIT UNION
Apr 25, 2018	Deed of Trust, Mortgage ANDOVER FCU
Apr 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ANDOVER FEDERAL CREDIT UNION
Feb 14, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 6, 2017	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2016 · Amount on File
Deed Sale	Mar 4, 2016 · Amount on File
Prior Sale	Mar 19, 2015 · Amount on File
Deed Book / Page	34756 / 494
Transfer Doc	35677-482
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	33 ELM ST, GEORGETOWN, MA 01833-2515
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040093-227
Date	Jul 19, 2021
Book Page	40093/227
Instrument	20210719002120

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2046

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	33 ELM ST, GEORGETOWN, MA 01833-2515
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040703-351
Date	Feb 3, 2022
Book Page	40703/351
Instrument	20220203002760

Lender

Name	ANDOVER FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	97 Months
Due	Mar 1, 2030

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	33 ELM ST, GEORGETOWN, MA 01833-2515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36668-172
Date	Apr 25, 2018
Book Page	36668/172
Instrument	180425000700

Lender

Name	ANDOVER FCU

Agreement

Amount	Amount on Record
Term	96 Months
Due	Apr 1, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	33 ELM ST, GEORGETOWN, MA 01833-2515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38452-526
Date	Apr 27, 2020
Book Page	38452/526
Instrument	20200427001100

Lender

Name	ANDOVER FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	97 Months
Due	May 1, 2028

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Feb 14, 2017
Property Address	33 ELM ST, GEORGETOWN, MA 01833-2515
Document Number	35677-482
Book / Page	035677 / 000482
Instrument Date	Feb 10, 2017
Instrument	1702140059
Transaction Type	Transfer
Record Updated	Mar 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	33 ELM ST GEORGETOWN MA 018332515, GEORGETOWN, MA 01833-2515

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	33 ELM ST, GEORGETOWN, MA 01833-2515
Document Number	35614-115
Book / Page	035614 / 000115
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Feb 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35614-115
Date	Jan 17, 2017
Book Page	035614/000115
Instrument	1701170029

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 33 Elm St was $9,871, up 24.4% from the year before.

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,871.00 (+24.41%)	$717,400 (-) Land $286,700 Building $430,700	$695,843 (-0.99%)
2025	$7,934.00 (+13.83%)	$717,400 (+29.17%) Land $286,700 Building $430,700	$702,810
2024	$6,970.00 (-2.48%)	$555,400 (+0.87%) Land $197,700 Building $357,700
2023	$7,147.00	$550,600 Land $197,700 Building $352,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33 Elm St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Elm St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures