42 Earl Ct, Hickory, NC 28601 Property Records

Alexander County property record for 42 Earl Ct, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	2,562 sqft · built 2021
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (Nov 2025)
Tax Bill	$6,461 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0306471 64762`

Property Details

APN / Parcel Number

Primary APN	`0306471 64762`
Alternative APNs	`9351424` `9343171` `64762`

Interior

Stories	1 Story
Building Area	2,562 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Lot Area	43,560 sqft (1 acres)
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	9351424
Street Address	42 EARL CT
City	HICKORY
State	NC
Zip	28601-7520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	MAP 3705 SUBMAP 89 BLOCK 5217 (PIN) LOT 10 ICARD EST A11B 0089
Legal Subdivision	ICARD EST
Legal Block	5217
Legal Lot Number	10
Jurisdiction	ALEXANDER NC
Township / Civil Division	WITTENBURG
Census Block Group	2
Census Block	2027
Census Tract	40700

Owner

Source: Alexander County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 EARL CT, HICKORY, NC 28601-7520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust · Conventional Mortgage FIRST CITIZENS BANK AND TRUST COMPANY
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST COMPANY
Nov 12, 2025	Public Action, Foreclosure
Jun 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Jun 30, 2020 · Amount on Record
Deed Book / Page	685 / 1728
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Recording Date	Apr 6, 2026
Property Address	42 EARL CT, HICKORY, NC 28601-7520
Document Number	0689001013
Book / Page	689 / 1013
Instrument Date	Mar 20, 2026
Record Updated	Apr 15, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 EARL CT, HICKORY, NC 28601-7520

Mortgage

Document Number	0689001013,
Date	Apr 6, 2026
Book Page	689/1013

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Recording Date	Apr 6, 2026
Property Address	42 EARL CT, HICKORY, NC 28601-7520
Document Number	0006891013
Book / Page	689 / 1013
Instrument Date	Mar 20, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 EARL CT, HICKORY, NC 28601-7520

Mortgage

Document Number	0689001013,
Date	Apr 6, 2026
Book Page	689/1013

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	ALEXANDER NC
Recording Date	Nov 12, 2025
Property Address	42 EARL CT, HICKORY, NC 28601-7520
Document Number	0006851728
Book / Page	685 / 1728
Map Reference	MB 7 PG 32
Instrument Date	Nov 10, 2025
Transaction Type	Foreclosure
Record Updated	Nov 21, 2025

Transaction

Amount	Amount Recorded
Tax	$3,200.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3703 BLACKSTONE DR #103103, 103103, HICKORY, NC 28601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 EARL ST, PARK CITY, UT 84098

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALEXANDER NC
Recording Date	Jun 30, 2020
Property Address	42 EARL CT, HICKORY, NC 28601-7520
Document Number	0006280449
Book / Page	000628 / 000449
Instrument Date	Jun 22, 2020
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$290.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3849 8TH STREET PL NW HICKORY NC 286018088, HICKORY, NC 28601-8088

Tax Assessment & Valuation

Source: Alexander County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alexander County
Unified School District	Alexander County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,461.00	$932,354 (-) Land $152,064 Building $780,290
2025	$6,461.00 (-16.8%)	$932,354 (-) Land $152,064 Building $780,290
2023	$7,766.00	$932,354 Land $152,064 Building $780,290	$932,354 Land $152,064 Building $780,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALEXANDER CO WTR DIST serves 13,064 people · EPA ID NC0102020
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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