38 Earl Ct, Hickory, NC 28601 Property Records

Alexander County property record for 38 Earl Ct, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,954 sqft · built 2022
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$4,798 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0306471 64763`

Property Details

APN / Parcel Number

Primary APN	`0306471 64763`
Alternative APNs	`9343509` `64763`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,954 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Custom Design
Lot Area	21,780 sqft (0.5 acres)
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	9343509
Street Address	38 EARL CT
City	HICKORY
State	NC
Zip	28601-7520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	MAP 3705 SUBMAP 89 BLOCK 3110 (PIN) LOT 12 ICARD EST A11B 0091
Legal Subdivision	ICARD EST
Legal Block	3110
Legal Lot Number	12
Jurisdiction	ALEXANDER NC
Township / Civil Division	WITTENBURG
Census Block Group	2
Census Block	2027
Census Tract	40700

Owner

Source: Alexander County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 937, GRANITE FALLS, NC 28630-0937
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 6, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	38 EARL CT, HICKORY, NC 28601-7520
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	TBD EARL CT, HICKORY, NC 28601

Mortgage

Document Number	0006510254
Date	Mar 30, 2022
Book Page	651/254

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	247 Months
Due	Oct 1, 2042

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALEXANDER NC
Recording Date	Oct 6, 2020
Property Address	ICARD RIDGE RD, NC
Document Number	0006311645
Book / Page	000631 / 001645
Instrument Date	Sep 30, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2797 JUDEA DR CONOVER NC 286139230, CONOVER, NC 28613-9230

Tax Assessment & Valuation

Source: Alexander County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alexander County
Unified School District	Alexander County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,798.00 (-7.03%)	$727,030 (-) Land $151,766 Building $575,264
2025	$5,161.00 (+47.08%)	$727,030 (+72.58%) Land $151,766 Building $575,264
2023	$3,509.00	$421,261 Land $151,766 Building $269,495	$727,030 Land $151,766 Building $575,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALEXANDER CO WTR DIST serves 13,064 people · EPA ID NC0102020
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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