Cortland County and Cortlandville Town property record for 42 E Main St, Mc Graw, NY 13101 · Last verified April 2026
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3,552 sqft · built 1940 |
| Lot Size | 7.4 acres (322,344 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,707 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 112203 88.15-03-17.000 |
| Primary APN | 112203 88.15-03-17.000 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,552 sqft Gross Area |
| Basement Area | 1,776 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 322,344 sqft (7.4 acres) |
| Lot Dimensions | 139 ft deep x 81 ft wide |
| Garage Type | Detached |
| Garage Area | 1,320 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 294 sqft |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 42 E MAIN ST |
|---|---|
| City | MC GRAW |
| State | NY |
| Zip | 13101-9544 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Block | 3 |
| Legal Lot Number | 17.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLANDVILLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 970400 |
Source: Cortland County and Cortlandville Town records · APN 112203 88.15-03-17.000
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 515, MC GRAW, NY 13101-0515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Cortland County and Cortlandville Town records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Cortlandville Town |
| Municipality | McGraw Village |
| Unified School District | McGraw Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,707.00 (+1.58%) | $143,000 (-) Land $31,500 Building $111,500 | $226,984 (+11.11%) Land $50,000 Building $176,984 |
| 2023 | $2,665.00 Homeowner's exemption Veteran's exemption | $143,000 Land $31,500 Building $111,500 | $204,286 Land $45,000 Building $159,286 |
Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360239704002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 53 (1981–2021) |
| Claims Outside the SFHA | 26 of 53 |
| Most Recent Claim | Oct 2021, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Point Broadband Fiber Holding | Fiber | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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