42 E Lorain St, Oberlin, OH 44074 Property Records

Lorain County property record for 42 E Lorain St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,716 sqft · built 1900
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Feb 2021)
Tax Bill	$2,499 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-076-102-016`

Property Details

APN / Parcel Number

Primary APN	`09-00-076-102-016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,716 sqft Living Area
1st Floor Area	988 sqft
2nd Floor Area	346 sqft
Upper Floors Area	346 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1925
Architectural Style	Old Style
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	42 E LORAIN ST
City	OBERLIN
State	OH
Zip	44074-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRONT 49.00
Legal Subdivision	VILLAGE/OBERLIN
Legal Block	102
Legal Lot Number	2
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	1
Census Block	1024
Census Tract	60100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	216 MINOT AVE, CHULA VISTA, CA 91910-2919
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 1, 2021	Intrafamily Transfer, Transfer
Feb 8, 2021	Warranty Deed, Transfer · Commercial Mortgage RCN CAPITLA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Prior Sale	Feb 8, 2021 · Amount on Record
Deed Document Number	0000802144
Last Transfer Date	Apr 1, 2021
Transfer Doc	0000810462
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	42 E LORAIN ST, OBERLIN, OH 44074-1128
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210850052
Date	Nov 18, 2021
Instrument	2021-0850052

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Apr 1, 2021
Property Address	42 E LORAIN ST, OBERLIN, OH 44074-1128
Document Number	0000810462
Map Reference	VOL 5 PG 30
Instrument Date	Mar 20, 2021
Instrument	2021-0810462
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 MINOT AVE, CHULA VISTA, CA 91910-2919

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 8, 2021
Property Address	42 E LORAIN ST, OBERLIN, OH 44074-1128
Document Number	0000802144
Map Reference	VOL 5 PG 30
Instrument Date	Feb 3, 2021
Instrument	2021-0802144
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	BARRISTERS OF OHIO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 E LORAIN ST, OBERLIN, OH 44074-1128

Mortgage

Document Number	0000802145
Date	Feb 8, 2021
Instrument	2021-0802145

Lender

Name	RCN CAPITLA LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2022

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,499.00	$49,900 (-0.01%) Land $5,230 Building $44,670	$142,590 (-) Land $14,950 Building $127,640
2024	$2,499.00 (+6.61%)	$49,907 (+20.95%) Land $5,233 Building $44,674	$142,590 (+20.95%) Land $14,950 Building $127,640
2023	$2,344.00 (+2.63%)	$41,262 (+%) Land $3,948 Building $37,314	$117,890 (-) Land $11,280 Building $106,610
2022	$2,284.00	$41,260 Land $3,950 Building $37,310
2021			$117,890 Land $11,280 Building $106,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on E Lorain St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures