Lorain County property record for 36 E Lorain St, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,638 sqft · built 1900 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,938 (2025) |
| Deeds & Mortgages | Jan 2023 Reverse Mortgage Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-076-102-015 |
| Primary APN | 09-00-076-102-015 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,638 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,010 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 165 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 437 sqft |
| Canopy | 480 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 36 E LORAIN ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-1128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 66.00 X 198 11/4/16 FRNT/DPTH CORR #16-03505-C |
| Legal Subdivision | ORIGINAL RUSSIA TOWNSHIP |
| Legal Block | 102 |
| Legal Lot Number | 2 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | OBERLIN |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 60100 |
Source: Lorain County records · APN 09-00-076-102-015
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 36 E LORAIN ST, OBERLIN, OH 44074-1128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2023 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed of Trust, Mortgage |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 14, 2016 |
| Deed Sale | Sep 14, 2016 |
| Prior Sale | Jun 16, 2008 · Amount on Record |
| Deed Document Number | 2016600656 |
| Prior Transfer Date | Dec 21, 2012 |
| Prior Transfer Doc | 0000441771 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 36 E LORAIN ST, OBERLIN, OH 44074-1128 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 36 E LORAIN ST, OBERLIN, OH 44074-1128 |
| Document Number | 0000905247 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 2023-0905247 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.12% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 13.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 36 E LORAIN ST, OBERLIN, OH 44074-1128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 36 E LORAIN ST, OBERLIN, OH 44074-1128 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Oberlin City |
| Unified School District | Oberlin City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,938.00 Homeowner's exemption | $83,350 (+%) Land $6,910 Building $76,440 | $238,130 (-) Land $19,730 Building $218,400 |
| 2024 | $3,938.00 (+14.11%) | $83,346 (+32.61%) Land $6,906 Building $76,440 | $238,130 (+32.61%) Land $19,730 Building $218,400 |
| 2023 | $3,451.00 (+2.74%) | $62,850 (-) Land $5,208 Building $57,642 | $179,570 (-) Land $14,880 Building $164,690 |
| 2022 | $3,359.00 | $62,850 Land $5,210 Building $57,640 | |
| 2021 | $179,570 Land $14,880 Building $164,690 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Cable Co-Op Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 176 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OBERLIN WATER DEPARTMENT serves 8,600 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | RURAL LORAIN CO. WATER A |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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