Middlesex County and Lowell City property record for 42 D St, Lowell, MA 01851
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,297 sqft · built 1900 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Sep 2026) |
| Tax Bill | $4,533 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | F90760 |
| Primary APN | F90760 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,297 sqft Living Area |
| Gross Area | 2,377 sqft |
| 1st Floor Area | 843 sqft |
| Basement Area | 843 sqft |
| Unfinished Basement | 843 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | F90760 |
|---|---|
| Street Address | 42 D ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-4314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | USF |
| Legal Block | 1620 |
| Legal Lot Number | 42 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 311700 |
42 D St is owned and occupied by two individuals who bought it in September 2026.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 D ST, LOWELL, MA 01851-4314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN ACCEPTANCE MORTGAGE |
| Sep 14, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN ACCEPTANCE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2026 · Amount on File |
| Deed Sale | Sep 14, 2026 · Amount on File |
| Prior Sale | Oct 5, 2016 · Amount on File |
| Deed Document Number | 202630501 |
| Deed Book / Page | 40348 / 244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Sep 14, 2026 |
| Property Address | 42 D ST, LOWELL, MA 01851-4314 |
| Document Number | 0000030502 |
| Book / Page | 40348 / 247 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202630502 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common, 169 |
| Address | 42 D ST, LOWELL, MA 01851-4314 |
| Document Number | 0000030502, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 40348/247 |
| Instrument | 202630502 |
| Name | AMERICAN ACCEPTANCE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Sep 14, 2026 |
| Property Address | 42 D ST, LOWELL, MA 01851-4314 |
| Document Number | 0000030501 |
| Book / Page | 40348 / 244 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202630501 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 42 D ST, LOWELL, MA 01851-4314 |
| Date | Sep 14, 2026 |
|---|
| Name | AMERICAN ACCEPTANCE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
The 2026 property tax bill for 42 D St was $4,533, up 6.5% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,533.00 (+6.46%) | $399,400 (+7.68%) Land $126,800 Building $272,600 | $447,455 (+15.47%) |
| 2025 | $4,258.00 (+3.78%) | $370,900 (+7.66%) Land $118,500 Building $252,400 | $387,505 (+14.42%) |
| 2024 | $4,103.00 (+6.08%) | $344,500 (+10.63%) Land $106,700 Building $237,800 | $338,675 |
| 2023 | $3,868.00 | $311,400 Land $92,700 Building $218,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 D St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 42 D St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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