34 D St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 34 D St, Lowell, MA 01851

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,524 sqft · built 1900
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on Record
Last Sale$530,000 (Nov 2023)
Tax Bill$6,328 (2025)
Deeds & MortgagesMar 2024 Mortgage
Nov 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNP08960

Property Details

APN / Parcel Number

Primary APNP08960
Alternative APNs
  • LOWE M:123 B:1620 L:34
  • M:000123 T:P08960

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,524 sqft Living Area
Gross Area3,979 sqft
1st Floor Area996 sqft
Basement Area888 sqft
Unfinished Basement888 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberP08960
Street Address34 D ST
CityLOWELL
StateMA
Zip01851-4314
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeUSF
Legal Block1620
Legal Lot Number34
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2003
Census Tract311700

Owner

Source: Middlesex County and Lowell City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address32 FISKE ST, WALTHAM, MA 02451-4314
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2024Quit Claim Deed, Transfer · Commercial Mortgage
LOWELL FIVE CENTS SAVINGS BANK
Nov 13, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
JMAC LENDING INC
May 23, 2023Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2023 · Amount on Record
Deed SaleNov 13, 2023 · Amount on Record
Deed Book / Page38181 / 40
Last Transfer DateMar 19, 2024
Transfer Doc038380-137
Record UpdatedSep 20, 2026

March 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMar 19, 2024
Property Address34 D ST, LOWELL, MA 01851-4314
Document Number038380-133
Book / Page38380 / 133
Instrument DateMar 19, 2024
Instrument7074
Transaction TypeTransfer
Record UpdatedJul 24, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 FISKE ST, WALTHAM, MA 02451-4314

Mortgage

Document Number0000007075
DateMar 19, 2024
Instrument7075
Lender
NameLOWELL FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateNov 13, 2023
Property Address34 D ST, LOWELL, MA 01851-4314
Document Number0038181-40
Book / Page38181 / 40
Instrument DateNov 13, 2023
Instrument33699
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address34 D ST, LOWELL, MA 01851-4314

Mortgage

Document Number0000033700
DateNov 13, 2023
Instrument33700
Lender
NameJMAC LENDING INC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMay 23, 2023
Property Address34 D ST, LOWELL, MA 01851-4314
Document Number037843-257
Book / Page37843 / 257
Instrument DateMay 10, 2023
Instrument14211
Transaction TypeTransfer
Record UpdatedJun 9, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,328.00 (+16.11%)$551,200 (+20.45%) Land $164,900 Building $386,300
2024$5,450.00 (+7.81%)$457,600 (+12.43%) Land $148,300 Building $309,300
2023$5,055.00$407,000 Land $129,000 Building $278,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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