42 Cora St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 42 Cora St, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,934 sqft · built 1950
Lot Size	0.331 acres (14,398 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,760 (2026)
Deeds & Mortgages	Apr 2022 Refinance May 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`202-26000-90-001`

Property Details

APN / Parcel Number

Primary APN	`202-26000-90-001`
Alternative APN	`WSPR M:00202 B:26000 L:00090`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,934 sqft Living Area
Gross Area	4,499 sqft
Basement Area	1,178 sqft
Unfinished Basement	1,178 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,398 sqft (0.331 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	202-26000-90-001
Street Address	42 CORA ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Block	26000
Legal Lot Number	90
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	3
Census Block	3002
Census Tract	812403

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 CORA ST, WEST SPRINGFIELD, MA 01089-2318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FLORENCE BANK
May 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Aug 1, 2018	Deed of Trust, Mortgage WEST SPRINGFIELD FCU
May 9, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	42 CORA ST, WEST SPRINGFIELD, MA 01089-2318
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024514-88
Date	Apr 25, 2022
Book Page	24514/88
Instrument	24748

Lender

Name	FLORENCE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	42 CORA ST, WEST SPRINGFIELD, MA 01089-2318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23214-118
Date	May 18, 2020
Book Page	23214/118
Instrument	25008

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	42 CORA ST, WEST SPRINGFIELD, MA 01089-2318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22295-420
Date	Aug 1, 2018
Book Page	22295/420
Instrument	45224

Lender

Name	WEST SPRINGFIELD FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2033

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	May 9, 2017
Property Address	42 CORA ST, WEST SPRINGFIELD, MA 01089-2318
Document Number	21673-39
Book / Page	021673 / 000039
Instrument Date	May 2, 2017
Instrument	25332
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	773 HUNTINGTON DR FISHKILL NY 125244913, FISHKILL, NY 12524-4913

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,760.00 (+4.98%)	$339,500 (+11.35%) Land $103,800 Building $235,700	$323,480 (-7.27%)
2025	$4,534.00 (-0.11%)	$304,900 (-0.52%) Land $94,300 Building $210,600	$348,840
2024	$4,539.00 (+9.56%)	$306,500 (+14.97%) Land $94,300 Building $212,200
2023	$4,143.00	$266,600 Land $94,300 Building $172,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Whip City Fiber.

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