42 Cliff Rd, Wellesley Hills, MA 02481 Property Records

Norfolk County and Wellesley Town property record for 42 Cliff Rd, Wellesley Hills, MA 02481

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,082 sqft · built 1890
Lot Size	0.322 acres (14,010 sqft)
Owner	Individual Name on File
Last Sale	$1,075,000 (Jun 2019)
Tax Bill	$18,977 (2026)
Deeds & Mortgages	Jan 2022 Refinance Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WELL M:084 R:008 S`

Property Details

APN / Parcel Number

Primary APN	`WELL M:084 R:008 S`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,082 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	14,010 sqft (0.322 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	42 CLIFF RD
City	WELLESLEY HILLS
State	MA
Zip	02481-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR20
Jurisdiction	WELLESLEY MA
Township / Civil Division	WELLESLEY
Census Block Group	1
Census Block	1003
Census Tract	404201

Owner

Source: Norfolk County and Wellesley Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	42 CLIFF RD, WELLESLEY HILLS, MA 02481-3021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NEEDHAM BANK
Aug 25, 2020	Deed of Trust, Mortgage · Balloon Mortgage NEEDHAM BANK
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR
Jun 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2019 · Amount on File
Deed Sale	Jun 4, 2019 · Amount on File
Deed Document Number	201943830
Deed Book / Page	36852 / 69
Prior Transfer Date	May 30, 2019
Prior Transfer Doc	36852-69
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Property Address	42 CLIFF RD, WELLESLEY, MA 02481-3021
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040238-532
Date	Jan 12, 2022
Book Page	40238/532
Instrument	3430

Lender

Name	NEEDHAM BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Property Address	42 CLIFF RD, WELLESLEY, MA 02481-3021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38253-36
Date	Aug 25, 2020
Book Page	38253/36
Instrument	86851

Lender

Name	NEEDHAM BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Property Address	42 CLIFF RD, WELLESLEY, MA 02481-3021
Document Number	37195-236
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 CLIFF RD WELLESLEY MA 024813021, WELLESLEY, MA 02481-3021

Mortgage

Document Number	37195-236
Date	Sep 30, 2019
Book Page	037195/000236
Instrument	88034

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLESLEY MA
Recording Date	Jun 4, 2019
Property Address	42 CLIFF RD, WELLESLEY, MA 02481-3021
Document Number	36852-69
Book / Page	036852 / 000069
Instrument Date	May 30, 2019
Instrument	43830
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,075.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 CLIFF RD WELLESLEY MA 024813021, WELLESLEY, MA 02481-3021

Tax Assessment & Valuation

Source: Norfolk County and Wellesley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Wellesley Town
Unified School District	Wellesley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,977.00 (+7.83%)	$1,866,000 (+9%) Land $998,000 Building $868,000	$2,169,680 (+29.52%)
2025	$17,599.00 (+2.71%)	$1,712,000 (+4.01%) Land $959,000 Building $753,000	$1,675,135 (-3.65%)
2024	$17,135.00 (+1.05%)	$1,646,000 (+11.14%) Land $914,000 Building $732,000	$1,738,595
2023	$16,957.00	$1,481,000 Land $810,000 Building $671,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1982–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLESLEY WATER DIVISION serves 29,550 people · EPA ID MA3317000
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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