42 Cedar St, Tappan, NY 10983 Property Records

Rockland County and Orangetown Town property record for 42 Cedar St, Tappan, NY 10983

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,496 sqft · built 1996
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Oct 2020)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392489 77.06-3-20`

Property Details

APN / Parcel Number

Primary APN	`392489 77.06-3-20`
Alternative APNs	`248907700600030200000000` `0025370`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,496 sqft Living Area
1st Floor Area	748 sqft
2nd Floor Area	748 sqft
Game Room	Game Room

Exterior

Year Built	Built 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.169 acres)
Porch	Open Porch
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0025370
Old Parcel Number	248907700600030200000000
Street Address	42 CEDAR ST
City	TAPPAN
State	NY
Zip	10983-1947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	60/46/434/18
Legal Subdivision	MAP OF PROPERTY OF MRS MARGARET RUCKMAN
Legal Block	3
Legal Lot Number	20.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	ORANGETOWN
Census Block Group	2
Census Block	2014
Census Tract	13401

Owner

42 Cedar St is owned by an individual who bought it in October 2020.

Source: Rockland County and Orangetown Town records, as of February 14, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	42 CEDAR ST, TAPPAN, NY 10983-1947
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020 · Amount on File
Deed Sale	Oct 29, 2020 · Amount on File
Prior Sale	May 21, 2002 · Amount on File
Deed Document Number	0202031646
Deed Book / Page	2020 / 31646
Record Updated	Jun 7, 2026

October 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Oct 29, 2020
Property Address	42 CEDAR ST, TAPPAN, NY 10983-1947
Document Number	0000031646
Map Reference	BK 19 PG 321
Instrument Date	Oct 23, 2020
Instrument	2020-00031646
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19A W LOWE LN, ORANGEBURG, NY 10962-2422

Mortgage

Document Number	0000031647
Date	Oct 29, 2020
Instrument	2020-00031647

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Orangetown Town
Unified School District	South Orangetown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$205,000 Land $65,000 Building $140,000	$575,358 Land $182,431 Building $392,927

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 42 Cedar St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	17 (1978–1984)
Most Recent Claim	May 1984 · rainfall accumulation
Claims by Event	Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20