40 Cedar St, Tappan, NY 10983 Property Records

Rockland County and Orangetown Town property record for 40 Cedar St, Tappan, NY 10983

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,970 sqft · built 1917
Lot Size0.289 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Oct 1996)
Deeds & MortgagesDec 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN392489 77.06-3-19

Property Details

APN / Parcel Number

Primary APN392489 77.06-3-19
Alternative APNs
  • 248907700600030190000000
  • 0025369

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,970 sqft Living Area
1st Floor Area1,210 sqft
Upper Floors Area760 sqft

Exterior

Year BuiltBuilt 1917
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area12,632 sqft (0.289 acres)
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area887 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0025369
Old Parcel Number248907700600030190000000
Street Address40 CEDAR ST
CityTAPPAN
StateNY
Zip10983-1947
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal Description60/46/434/17
Legal SubdivisionMARGARET RUCKMAN PROPERTY MAP
Legal Block3
Legal Lot Number19.000
JurisdictionROCKLAND NY
Township / Civil DivisionORANGETOWN
Census Block Group2
Census Block2014
Census Tract13401

Owner

Source: Rockland County and Orangetown Town records, as of February 14, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address40 CEDAR ST, TAPPAN, NY 10983-1947
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 1996 · Amount on Record
Deed SaleOct 31, 1996 · Amount on Record
Deed Document Number1996-00022112
Record UpdatedJun 7, 2026

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address40 CEDAR ST, TAPPAN, NY 10983-1947
Document Number0000001621
Instrument DateDec 30, 2016
Transaction TypeMortgage
Record UpdatedFeb 15, 2017
Title CompanyTITLE RSRC GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address40 CEDAR ST TAPPAN NY 109831947, TAPPAN, NY 10983-1947

Mortgage

Document Number0000001621
DateJan 18, 2017
Instrument1621
Lender
NameTIAA-CREF TR CO FSB
TypeFederal Savings Bank
AddressSAINT LOUIS, MO 63102
Agreement
AmountAmount Recorded
Term180 Months
DueJan 17, 2032

Tax Assessment & Valuation

Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2023

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionOrangetown Town
Unified School DistrictSouth Orangetown Central School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$180,000 Land $58,500 Building $121,500$505,192 Land $164,187 Building $341,005

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims17 (1978–1984)
Most Recent ClaimMay 1984 · rainfall accumulation
Claims by Event
  • Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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