Cecil County property record for 42 Cami Way, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,182 sqft · built 1987 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $10,000 (Nov 1985) |
| Tax Bill | $3,441 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-073359 |
| Primary APN | 05-073359 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,182 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 48,787 sqft (1.12 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 760 sqft |
| Deck Area | 350 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 073359 |
|---|---|
| Street Address | 42 CAMI WAY |
| City | ELKTON |
| State | MD |
| Zip | 21921-7308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LOT 36 - 1.125 ACRE 42 CAMI WAY WOODCREST SHORES |
| Legal Subdivision | WOODCREST SHORES |
| Legal Lot Number | 36 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 5, NORTH EAST |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 30904 |
Source: Cecil County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 42 CAMI WAY, ELKTON, MD 21921-7308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 2, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 1985 · Amount on Record |
| Deed Sale | Nov 26, 1985 · Amount on Record |
| Deed Book / Page | 152 / 775 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 42 CAMI WAY, ELKTON, MD 21921-7308 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048880220 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 4888/220 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 17, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 42 CAMI WAY, ELKTON, MD 21921-7308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043210118 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 4321/118 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cecil County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,500 (+21.65%) Land $87,900 Building $257,600 | $345,500 (+21.65%) Land $87,900 Building $257,600 | |
| 2025 | $3,441.00 (+37.86%) Homeowner's exemption | ||
| 2023 | $2,496.00 Homeowner's exemption | $284,000 Land $87,900 Building $196,100 | $284,000 Land $87,900 Building $196,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 27 (1983–2024) |
| Claims Outside the SFHA | 2 of 27 |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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