32 Cami Way, Elkton, MD 21921 Property Records

Cecil County property record for 32 Cami Way, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,088 sqft · built 1979
Lot Size1.12 acres (48,787 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Jun 2021)
Tax Bill$4,589 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-066492

Property Details

APN / Parcel Number

Primary APN05-066492
Alternative APNs
  • 5066492
  • 066492

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,088 sqft Total Area
Basement Area875 sqft
Finished Basement875 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area48,787 sqft (1.12 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area880 sqft
PorchSlab
Porch Area1,042 sqft
Deck Area391 sqft
Bath House192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number066492
Street Address32 CAMI WAY
CityELKTON
StateMD
Zip21921-7308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLOT 35 - 1.125 ACRE 32 CAMI WAY WOODCREST SHORES
Legal SubdivisionWOODCREST SHORES
Legal Lot Number35
JurisdictionCECIL MD
Township / Civil Division5, NORTH EAST
Census Block Group4
Census Block4002
Census Tract30904

Owner

Source: Cecil County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address32 CAMI WAY, ELKTON, MD 21921-7308
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2021 · Amount on Record
Deed SaleJun 4, 2021 · Amount on Record
Prior SaleNov 30, 1995 · Amount on Record
Deed Book / Page4900 / 502
Record UpdatedSep 20, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateJun 4, 2021
Property Address32 CAMI WAY, ELKTON, MD 21921-7308
Document Number0049000502
Book / Page4900 / 502
Map ReferenceMB 5 FO 63A
Instrument DateMay 20, 2021
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyNOT AVAILABLE, KEY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address32 CAMI WAY, ELKTON, MD 21921-7308

Mortgage

Document Number0004900507
DateJun 4, 2021
Instrument4900/507
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$442,100 (+23.7%) Land $87,900 Building $354,200$442,100 (+23.7%) Land $87,900 Building $354,200
2025$4,589.00 (+38.77%)
2023$3,307.00$357,400 Land $87,900 Building $269,500$357,400 Land $87,900 Building $269,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims27 (1983–2024)
Claims Outside the SFHA2 of 27
Most Recent ClaimAug 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 5 claims
  • Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Xfinity
Cable
1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cami Way

Nearby Streets

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