42 Brougham Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 42 Brougham Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,705 sqft · built 2009
Lot Size	0.545 acres (23,740 sqft)
Owner	2 Company Names on File
Last Sale	$380,000 (Aug 2023)
Tax Bill	$2,629 (2025)
Deeds & Mortgages	Apr 2026 Transfer Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 12 36`

Property Details

APN / Parcel Number

Primary APN	`18A 12 36`
Alternative APN	`969`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,705 sqft Living Area
1st Floor Area	1,705 sqft
Attic	Attic
Attic Area	253 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,740 sqft (0.545 acres)
Terrain	Rolling
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	969
Street Address	42 BROUGHAM RD
City	PALMYRA
State	VA
Zip	22963-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 230002190 EDGEWOOD-12 LOT 36 23,727 SF
Legal Subdivision	EDGEWOOD
Legal Block	3
Legal Lot Number	36
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	3
Census Block	3001
Census Tract	20104

Owner

Source: Fluvanna County assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	42 BROUGHAM RD, PALMYRA, VA 22963-2713
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Aug 10, 2023	Cash Sale Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Prior Sale	Jun 2, 2009 · Amount on Record
Deed Document Number	20232190
Last Transfer Date	Apr 16, 2026
Transfer Doc	0000001242
Record Updated	Sep 20, 2026

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FLUVANNA VA
Recording Date	Apr 29, 2026
Property Address	42 BROUGHAM RD, PALMYRA, VA 22963-2713
Document Number	0000001242
Instrument Date	Apr 16, 2026
Instrument	20261242
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	42 BROUGHAM RD, PALMYRA, VA 22963-2713

August 2023: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 10, 2023
Property Address	42 BROUGHAM RD, PALMYRA, VA 22963-2713
Document Number	0230002190
Map Reference	DB 104 PG 113
Instrument Date	Jul 19, 2023
Instrument	230002190
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 BROUGHAM RD, PALMYRA, VA 22963-2713

Mortgage

Document Number	0230002191
Date	Aug 10, 2023
Instrument	230002191

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,300 (-) Land $30,000 Building $318,300	$348,300 (-) Land $30,000 Building $318,300
2025	$2,629.00 (+0.65%)	$348,300 (+18.55%) Land $30,000 Building $318,300	$348,300 (+18.55%) Land $30,000 Building $318,300
2024	$2,612.00 (+5.37%)
2023		$293,800 Land $30,000 Building $263,800	$293,800 Land $30,000 Building $263,800
2022	$2,479.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Central Virginia Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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