Fluvanna County property record for 40 Brougham Rd, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2010 |
| Square Footage | 2,890 sqft Living Area |
| Lot Size | 17,119 sqft (0.393 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $312,000 (2020) |
| Tax Bill | $3,382.00 (2025) |
| Primary APN | 18A 12 35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,890 sqft Living Area |
| 1st Floor | 1,732 sqft 1st Floor |
| Basement Area | 324 sqft Basement |
| Unfinished Basement | 324 sqft Unfinished |
| Stories | 2 Stories |
| Primary Flooring | Softwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 17,119 sqft (0.393 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 600 sqft Garage |
| Deck Area | 248 sqft Deck |
|---|---|
| Porch | Porch |
| Porch Area | 24 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 4168 |
|---|---|
| Street Address | 40 BROUGHAM RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2713 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INST 200002174 EDGEWOOD-12 LOT 35 17,122 SF |
| Legal Subdivision | EDGEWOOD LAKE MONTICELLO |
| Legal Block | 3 |
| Legal Lot Number | 35 |
| Jurisdiction | FLUVANNA VA |
| Minor Civil Division | RIVANNA |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 20104 |
Source: Fluvanna County records · APN 18A 12 35
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 BROUGHAM RD, PALMYRA, VA 22963-2713 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BANK |
| Jun 19, 2020 | Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE |
| Nov 05, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 19, 2020 · Amount on Record |
| Deed Sale | Jun 19, 2020 · Amount on Record |
| Prior Sale | Jul 25, 2011 · Amount on Record |
| Deed Doc Number | 20202174 |
| Prior Transfer Date | Nov 04, 2019 |
| Prior Transfer Doc | 0000003368 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 40 BROUGHAM RD, PALMYRA, VA 22963-2713 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0220003032 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 220003032 |
| Name | ATLANTIC UNION BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Due | Aug 04, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Jun 19, 2020 |
| Property Address | 40 BROUGHAM RD, PALMYRA, VA 22963-2713 |
| Document Number | 0200002174 |
| Map Reference | DB 104 PG 113 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 200002174 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $312.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 BROUGHAM RD, PALMYRA, VA 22963-2713 |
| Document Number | 0200002175 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 200002175 |
| Name | FINANCE OF AMERICA MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Nov 05, 2019 |
| Property Address | 40 BROUGHAM RD, PALMYRA, VA 22963-2713 |
| Document Number | 0001903368 |
| Map Reference | PB 104 PG 113 |
| Instrument Date | Nov 04, 2019 |
| Instrument | 1903368 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 BROUGHAM RD, PALMYRA, VA 22963-2713 |
| Document Number | 0001903369 |
|---|---|
| Date | Nov 05, 2019 |
| Instrument | 1903369 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $448,000 (+27.09%) Land $30,000 Building $418,000 | $448,000 (+27.09%) Land $30,000 Building $418,000 | |
| 2025 | $3,382.00 (+13.68%) | ||
| 2023 | $352,500 Land $30,000 Building $322,500 | $352,500 Land $30,000 Building $322,500 | |
| 2022 | $2,975.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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