42 Bluff Rd, Gales Ferry, CT 06335 Property Records

Ledyard Town property record for 42 Bluff Rd, Gales Ferry, CT 06335

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,770 sqft · built 1906
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (Aug 2020)
Tax Bill$6,875 (2025)
Deeds & MortgagesAug 2020 Refinance
Flood ZoneZone X (minimal risk)
APN110405

Property Details

APN / Parcel Number

Primary APN110405
Alternative APNs
  • M:0090 B:0270 L:00042
  • LEDY M:90 B:270 L:42

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,770 sqft Living Area
Gross Area3,083 sqft
Basement Area793 sqft
Unfinished Basement793 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number110405
Street Address42 BLUFF RD
CityGALES FERRY
StateCT
Zip06335-1405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal Block270
Legal Lot Number42
JurisdictionLEDYARD CT
Township / Civil DivisionLEDYARD
Census Block Group5
Census Block5008
Census Tract701200

Owner

Source: Ledyard Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 LOMARTRA LN, BRANFORD, CT 06405-6145
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2020 · Amount on Record
Deed SaleAug 3, 2020 · Amount on Record
Prior SaleNov 3, 2004 · Amount on Record
Deed Document Number20201812
Deed Book / Page590 / 870
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEDYARD CT
Property Address42 BLUFF RD, GALES FERRY, CT 06335-1405
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number591-344
DateAug 13, 2020
Book Page591/344
Instrument2020001923
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Ledyard Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionLedyard Town
Unified School DistrictLedyard School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,875.00 (+4.66%)$176,870 (+0.64%) Land $87,690 Building $89,180$123,809 Land $61,383 Building $62,426
2024$6,569.00 (+8.15%)
2023$6,074.00 (+2.19%)$175,750 (-) Land $87,690 Building $88,060
2022$5,944.00$175,750 Land $87,690 Building $88,060

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEDYARD WPCA, GALES FERRY SYSTEM
serves 2,369 people · EPA ID CT0727051
Water SourcePurchased surface water from GROTON UTILITIES
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Breezeline
Cable
1,000 / 50

May also be available: Verizon.

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Nearby Streets

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