38 Bluff Rd, Gales Ferry, CT 06335 Property Records

Ledyard Town property record for 38 Bluff Rd, Gales Ferry, CT 06335

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,484 sqft · built 1906
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (May 2025)
Tax Bill$6,828 (2026)
Deeds & MortgagesMay 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18250

Property Details

APN / Parcel Number

Primary APN18250
Alternative APNs
  • M:0090 B:0270 L:00038
  • LEDY M:90 B:270 L:38

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,484 sqft Living Area
Gross Area2,843 sqft
Basement Area420 sqft
Unfinished Basement420 sqft

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number18250
Street Address38 BLUFF RD
CityGALES FERRY
StateCT
Zip06335-1405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal Block270
Legal Lot Number38
JurisdictionLEDYARD CT
Township / Civil DivisionLEDYARD
Census Block Group5
Census Block5008
Census Tract701200

Owner

Source: Ledyard Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31 BLUFF RD, GALES FERRY, CT 06335
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2025 · Amount on Record
Deed SaleMay 27, 2025 · Amount on Record
Prior SaleJan 28, 2016 · Amount on Record
Deed Document Number20251119
Deed Book / Page655 / 100
Record UpdatedOct 29, 2026

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEDYARD CT
Recording DateMay 27, 2025
Property Address38 BLUFF RD, GALES FERRY, CT 06335-1405
Document Number000655-100
Book / Page655 / 100
Instrument DateMay 22, 2025
Instrument2025001119
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address31 BLUFF RD, GALES FERRY, CT 06335

Mortgage

Document Number2025001120
DateMay 27, 2025
Instrument2025001120
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Ledyard Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionLedyard Town
Unified School DistrictLedyard School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,828.00 (+15.4%)$264,860 (+66.25%) Land $91,060 Building $173,800$398,103 (+256.98%)
2025$5,917.00$159,314 (+0.22%) Land $82,594 Building $76,720$111,520 Land $57,816 Building $53,704
2024$5,917.00 (+7.7%)
2023$5,494.00 (+2.19%)$158,964 (-) Land $82,594 Building $76,370
2022$5,376.00$158,964 Land $82,594 Building $76,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEDYARD WPCA, GALES FERRY SYSTEM
serves 2,369 people · EPA ID CT0727051
Water SourcePurchased surface water from GROTON UTILITIES
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Breezeline
Cable
1,000 / 50

May also be available: Verizon.

Nearby Properties on Bluff Rd

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