Worcester County and Worcester City property record for 42 1st St, Worcester, MA 01602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,527 sqft · built 1938 |
| Lot Size | 0.468 acres (20,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $206,000 (Nov 2018) |
| Tax Bill | $4,874 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Jan 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-034-00040 |
| Primary APN | 42-034-00040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,527 sqft Living Area |
| Gross Area | 3,166 sqft |
| 1st Floor Area | 1,098 sqft |
| Basement Area | 1,098 sqft |
| Unfinished Basement | 1,098 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,400 sqft (0.468 acres) |
| Garage Type | Basement |
| Heating System | Steam |
|---|
| Account Number | 42-034-00040 |
|---|---|
| Street Address | 42 1ST ST |
| City | WORCESTER |
| State | MA |
| Zip | 01602-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL-7 |
| Legal Block | 34 |
| Legal Lot Number | 40 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 731002 |
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 42 1ST ST, WORCESTER, MA 01602-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) WORCESTER FIRE DEPT CREDIT UNION |
| Jan 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROSS MORTGAGE COMPANY INC |
| Nov 16, 2018 | Quit Claim Deed, Transfer · FHA Mortgage ROSS MTG CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on Record |
| Deed Sale | Nov 16, 2018 · Amount on Record |
| Deed Book / Page | 59699 / 190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 42 1ST ST, WORCESTER, MA 01602-3106 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 069489-133 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | 69489/133 |
| Instrument | 64636 |
| Name | WORCESTER FIRE DEPT CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 42 1ST ST, WORCESTER, MA 01602-3106 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 064214-266 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 64214/266 |
| Instrument | 5254 |
| Name | ROSS MORTGAGE COMPANY INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Nov 16, 2018 |
| Property Address | 42 1ST ST, WORCESTER, MA 01602-3106 |
| Document Number | 59699-190 |
| Book / Page | 059699 / 000190 |
| Instrument Date | Oct 16, 2018 |
| Instrument | 121999 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $939.36 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 1ST ST WORCESTER MA 016023106, WORCESTER, MA 01602-3106 |
| Document Number | 59699-193 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 059699/000193 |
| Instrument | 122000 |
| Name | ROSS MTG CO INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2048 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,874.00 (+4.01%) | $367,000 (+3.29%) Land $105,400 Building $261,600 | $412,123 (-1.07%) |
| 2025 | $4,686.00 (+6.5%) | $355,300 (+15.81%) Land $99,100 Building $256,200 | $416,575 (+8.51%) |
| 2024 | $383,895 | ||
| 2023 | $4,400.00 | $306,800 Land $86,200 Building $220,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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