Worcester County and Worcester City property record for 38 1st St, Worcester, MA 01602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,177 sqft · built 1981 |
| Lot Size | 0.215 acres (9,350 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,250 (Jan 2021) |
| Tax Bill | $6,378 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-034-00032 |
| Primary APN | 42-034-00032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,177 sqft Living Area |
| Gross Area | 4,032 sqft |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 980 sqft |
| Unfinished Basement | 980 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,350 sqft (0.215 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Account Number | 42-034-00032 |
|---|---|
| Street Address | 38 1ST ST |
| City | WORCESTER |
| State | MA |
| Zip | 01602-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL-7 |
| Legal Block | 34 |
| Legal Lot Number | 32 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 731002 |
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 1ST ST, WORCESTER, MA 01602-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2025 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Jan 29, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2021 · Amount on Record |
| Deed Sale | Jan 29, 2021 · Amount on Record |
| Prior Sale | Apr 19, 2013 · Amount on Record |
| Deed Document Number | 202114548 |
| Deed Book / Page | 64361 / 98 |
| Prior Transfer Date | Jan 21, 2021 |
| Prior Transfer Doc | 64361-98 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 38 1ST ST, WORCESTER, MA 01602-3106 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0072487-30 |
|---|---|
| Date | Sep 3, 2025 |
| Book Page | 72487/30 |
| Instrument | 75044 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 1, 2065 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Jan 29, 2021 |
| Property Address | 38 1ST ST, WORCESTER, MA 01602-3106 |
| Document Number | 64361-98 |
| Book / Page | 64361 / 98 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 14548 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 1ST ST, WORCESTER, MA 01602-3106 |
| Document Number | 14549 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 14549 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,378.00 (+1.97%) | $480,300 (+1.29%) Land $104,400 Building $375,900 | $547,959 (+4.25%) |
| 2025 | $6,255.00 (+6.34%) | $474,200 (+15.6%) Land $98,300 Building $375,900 | $525,635 (+8.66%) |
| 2024 | $483,740 | ||
| 2023 | $5,882.00 | $410,200 Land $85,500 Building $324,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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