41W979 Lenz Rd, Elgin, IL 60124 Property Records

Kane County property record for 41W979 Lenz Rd, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,728 sqft · built 1879
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Apr 2021)
Tax Bill	$7,007 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-34-100-026`

Property Details

APN / Parcel Number

Primary APN	`05-34-100-026`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,728 sqft Living Area
Basement Area	900 sqft

Exterior

Year Built	Built 1879
Effective Year Built	Effective 1879
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	38,768 sqft (0.89 acres)
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Deck Area	Deck Area

Location & Zoning

Street Address	41W979 LENZ RD
City	ELGIN
State	IL
Zip	60124-8616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE N 337.09 FT OF THE W 115.5 FT OF THE NW 1/4 OF SEC 34-41-7
Legal Range	07
Legal Township	41
Legal Section	34
Legal Block	1
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1070
Census Tract	850709

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41W979 LENZ RD, ELGIN, IL 60124-8616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2021 · Amount on Record
Deed Sale	Apr 26, 2021 · Amount on Record
Prior Sale	Sep 19, 2007
Deed Document Number	202132428
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 26, 2021
Property Address	41W979 LENZ RD, ELGIN, IL 60124-8616
Document Number	0000032428
Instrument Date	Mar 26, 2021
Instrument	2021K032428
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41W979 LENZ RD, ELGIN, IL 60124-8616

Mortgage

Document Number	0000032429
Date	Apr 26, 2021
Instrument	2021K032429

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Campton Hills Village
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,007.00 (-4.82%) Homeowner's exemption
2024		$105,201 (+13.34%) Land $27,638 Building $77,563	$315,729 (+13.39%) Land $82,947 Building $232,782
2022	$7,362.00 (+0.92%) Homeowner's exemption	$92,815 (+3.51%) Land $23,138 Building $69,677	$278,445 (+3.51%) Land $69,414 Building $209,031
2021	$7,295.00 Homeowner's exemption	$89,667 Land $22,353 Building $67,314	$269,001 Land $67,059 Building $201,942

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Blast Communications, Xfinity.

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