Kane County property record for 41W780 Lenz Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,671 sqft · built 1989 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,466 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-27-300-027 |
| Primary APN | 05-27-300-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,671 sqft Living Area |
| 1st Floor Area | 1,671 sqft |
| Basement Area | 788 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Combination |
| Foundation Type | No Foundation |
| Lot Area | 47,045 sqft (1.08 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Street Address | 41W780 LENZ RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PLATO RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 850709 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 41W780 LENZ RD, ELGIN, IL 60124-8630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 6, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK |
| Apr 14, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2007 |
| Deed Sale | Sep 19, 2007 |
| Prior Sale | Jul 8, 1999 · Amount on Record |
| Deed Document Number | 200796096 |
| Prior Transfer Date | Oct 17, 2002 |
| Prior Transfer Doc | 0000138603 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W780 LENZ RD, ELGIN, IL 60124-8630 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000004005 |
|---|---|
| Date | Feb 6, 2024 |
| Instrument | 2024K004005 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Change Frequency | Monthly |
| Min Rate At Change | 4.25% |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W780 LENZ RD, ELGIN, IL 60124-8630 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000020493 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 2022K020493 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Min Rate At Change | 3.25% |
| Max Rate | 18% |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,466.00 (-8.42%) | ||
| 2024 | $104,170 (+8.36%) Land $27,638 Building $76,532 | $312,635 (+8.4%) Land $82,947 Building $229,688 | |
| 2022 | $8,152.00 (+4.45%) | $96,134 (+7.39%) Land $23,138 Building $72,996 | $288,402 (+7.39%) Land $69,414 Building $218,988 |
| 2021 | $7,805.00 | $89,516 Land $22,353 Building $67,163 | $268,548 Land $67,059 Building $201,489 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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