41W550 Lenz Rd, Elgin, IL 60124 Property Records

Kane County property record for 41W550 Lenz Rd, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,404 sqft · built 1980
Lot Size0.97 acres (42,253 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (May 2020)
Tax Bill$7,805 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-27-377-008

Property Details

APN / Parcel Number

Primary APN05-27-377-008

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,404 sqft Living Area
1st Floor Area1,404 sqft
Basement Area1,296 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeFrame
Lot Area42,253 sqft (0.97 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address41W550 LENZ RD
CityELGIN
StateIL
Zip60124-8629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPLATO RIDGE
Legal Block1
Legal Lot Number30
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1075
Census Tract850709

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address41W550 LENZ RD, ELGIN, IL 60124-8629
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2020 · Amount on Record
Deed SaleMay 19, 2020 · Amount on Record
Deed Document Number202025720
Record UpdatedSep 20, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 19, 2020
Property Address41W550 LENZ RD, ELGIN, IL 60124-8629
Document Number0000025720
Instrument DateMar 30, 2020
Instrument2020K025720
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$265.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41W550 LENZ RD, ELGIN, IL 60124-8629

Mortgage

Document Number0000025721
DateMay 19, 2020
Instrument2020K025721
Lender
NameSTARBOARD FINANCIAL MANAGEMENT LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,805.00 (-1.23%) Homeowner's exemption
2024$116,334 (+17.29%) Land $27,638 Building $88,696$349,142 (+17.34%) Land $82,947 Building $266,194
2022$7,902.00 (+0.89%) Homeowner's exemption$99,182 (+3.51%) Land $23,138 Building $76,044$297,546 (+3.51%) Land $69,414 Building $228,132
2021$7,832.00 Homeowner's exemption$95,818 Land $22,353 Building $73,465$287,454 Land $67,059 Building $220,395

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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