Kane County property record for 41W384 Lenz Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,128 sqft · built 2001 |
| Lot Size | 2.55 acres (111,078 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $357,000 (Dec 2017) |
| Tax Bill | $10,316 (2025) |
| Deeds & Mortgages | Mar 2017 Second Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-27-400-025 |
| Primary APN | 05-27-400-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| Basement Area | 1,064 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Frame |
| Lot Area | 111,078 sqft (2.55 acres) |
| Garage Type | Attached |
| Garage Area | 808 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 41W384 LENZ RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF THE SW 1/4 OF THE SE 1/4 OF SEC 27-T41N-R7, EAST OF THE THIRD PRINCIPAL MERIDIAN, AS DESC IN DOC #2001K014622 (EX PT DESC IN DOC 2011K037630) |
| Legal Block | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 850709 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41W384 LENZ RD, ELGIN, IL 60124-8627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 16, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage OLD SECOND NATIONAL BANK |
| Dec 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage ALTERRA HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2017 · Amount on Record |
| Deed Sale | Dec 15, 2017 · Amount on Record |
| Prior Sale | Jul 23, 2001 · Amount on Record |
| Deed Document Number | 201765212 |
| Last Transfer Date | Mar 28, 2026 |
| Transfer Doc | 0000012680 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W384 LENZ RD, ELGIN, IL 60124-8627 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013562 |
|---|---|
| Date | Mar 16, 2017 |
| Instrument | 2017K013562 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60506 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 8, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 15, 2017 |
| Property Address | 41W384 LENZ RD, ELGIN, IL 60124-8627 |
| Document Number | 0000065212 |
| Instrument Date | Nov 14, 2017 |
| Instrument | 65212 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $535.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 41W384 LENZ RD ELGIN IL 601248627, ELGIN, IL 60124-8627 |
| Document Number | 65213 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 65213 |
| Name | ALTERRA HM LNS |
|---|---|
| Address | LAS VEGAS, NV 89145 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 14, 2047 |
| Rate | 4.87% |
|---|
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Campton Hills Village |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,316.00 (-6.76%) Homeowner's exemption Senior Citizen's exemption | ||
| 2024 | $11,064.00 (+6.58%) | $159,990 (+24.58%) Land $27,738 Building $132,252 | $480,162 (+24.63%) Land $83,247 Building $396,915 |
| 2022 | $10,381.00 (+0.36%) Homeowner's exemption | $128,420 (+3.04%) Land $23,226 Building $105,194 | $385,260 (+3.04%) Land $69,678 Building $315,582 |
| 2021 | $10,344.00 Homeowner's exemption | $124,627 Land $22,435 Building $102,192 | $373,881 Land $67,305 Building $306,576 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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