Kane County property record for 41W470 Plato Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 5,585 sqft · built 2006 |
| Lot Size | 5.1 acres (222,156 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $18,864 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-22-200-055 |
| Primary APN | 05-22-200-055 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,585 sqft Living Area |
| Basement Area | 2,919 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 222,156 sqft |
| Garage Type | Carport |
| Garage Area | 1,104 sqft |
| Carport | Carport |
| Carport Area | 1,104 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 41W470 PLATO RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W 1/2 NE 1/4 SEC 22-41-7 DESC IN DOC# 2002K051022 |
| Legal Range | 07 |
| Legal Township | 41 |
| Legal Section | 22 |
| Legal Block | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 850709 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41W470 PLATO RD, ELGIN, IL 60124-8233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 28, 2022 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 16, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 14, 2019 |
| Transfer Doc | 0000019752 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 28, 2022 |
| Property Address | 41W470 PLATO RD, ELGIN, IL 60124-8233 |
| Document Number | 0000017039 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 2022K017039 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 41W470 PLATO RD, ELGIN, IL 60124-8233 |
| Document Number | 0000017040 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 2022K017040 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 16, 2019 |
| Property Address | 41W470 PLATO RD, ELGIN, IL 60124-8233 |
| Document Number | 0000019752 |
| Instrument Date | May 14, 2019 |
| Instrument | 19752 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41W470 PLATO RD ELGIN IL 601248233, ELGIN, IL 60124-8233 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,864.00 (-6.03%) Homeowner's exemption | $287,441 (+7.79%) Land $30,217 Building $257,224 | $862,668 (+7.79%) Land $90,687 Building $771,981 |
| 2024 | $266,668 (+11.42%) Land $28,034 Building $238,634 | $800,324 (+11.46%) Land $84,136 Building $716,188 | |
| 2022 | $20,075.00 (+0.72%) Homeowner's exemption | $239,343 (+3.51%) Land $23,482 Building $215,861 | $718,029 (+3.51%) Land $70,446 Building $647,583 |
| 2021 | $19,932.00 Homeowner's exemption | $231,217 Land $22,676 Building $208,541 | $693,651 Land $68,028 Building $625,623 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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