Kane County property record for 41W450 Plato Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,447 sqft · built 2004 |
| Lot Size | 6.12 acres (266,587 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $19,965 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit May 2019 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-22-200-054 |
| Primary APN | 05-22-200-054 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 3,447 sqft Living Area |
| 1st Floor Area | 3,447 sqft |
| Basement Area | 2,103 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Metal |
| Foundation Type | No Foundation |
| Lot Area | 266,587 sqft (6.12 acres) |
| Garage Type | Attached |
| Garage Area | 986 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 41W450 PLATO RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W 1/2 NE 1/4 SEC 22-41-7 DESC IN DOC# 2000K059077 (EX PT DESC IN DOC# 2002K051022) |
| Legal Range | 07 |
| Legal Township | 41 |
| Legal Section | 22 |
| Legal Block | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 850709 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 41W450 PLATO RD, ELGIN, IL 60124-8233 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 8, 2019 | Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK |
| May 2, 2019 | Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Dec 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| May 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Dec 6, 2017 | Grant Deed, Foreclosure CALIBER HM LOANS |
| Feb 13, 2018 | Grant Deed, Foreclosure CHICAGO TITLE COMPANY |
| Mar 8, 2018 | Grant Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2018 |
| Deed Sale | Feb 13, 2018 |
| Prior Sale | Dec 6, 2017 · Amount on Record |
| Deed Document Number | 20187016 |
| Prior Transfer Date | Jan 24, 2014 |
| Prior Transfer Doc | 0000004472 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W450 PLATO RD, ELGIN, IL 60124-8233 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FOX TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000018357 |
|---|---|
| Date | May 8, 2019 |
| Instrument | 2019K018357 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60506 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W450 PLATO RD, ELGIN, IL 60124-8233 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FOX TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000017383 |
|---|---|
| Date | May 2, 2019 |
| Instrument | 2019K017383 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60506 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W450 PLATO RD, ELGIN, IL 60124-8233 |
| Document Number | 0000031093 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 41W450 PLATO RD ELGIN IL 601248233, ELGIN, IL 60124-8233 |
| Document Number | 0000031093 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 31093 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 14, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W450 PLATO RD, ELGIN, IL 60124-8233 |
| Document Number | 0000000612 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 41W450 PLATO RD ELGIN IL 601248233, ELGIN, IL 60124-8233 |
| Document Number | 0000000612 |
|---|---|
| Date | Jan 6, 2020 |
| Instrument | 612 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 5, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W450 PLATO RD, ELGIN, IL 60124-8233 |
| Document Number | 0000026237 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 41W450 PLATO RD ELGIN IL 601248233, ELGIN, IL 60124-8233 |
| Document Number | 0000026237 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 26237 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 5, 2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 6, 2017 |
| Property Address | 41W450 PLATO RD, ELGIN, IL 60124-8233 |
| Document Number | 0000063414 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 63414 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 3, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $847.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 41W450 PLATO RD ELGIN IL 601248233, ELGIN, IL 60124-8233 |
| Document Number | 63415 |
|---|---|
| Date | Dec 6, 2017 |
| Instrument | 63415 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 5, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 13, 2018 |
| Property Address | 41W450 PLATO RD, ELGIN, IL 60124-8233 |
| Document Number | 0000007016 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 7016 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 22, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $847.50 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 41W450 PLATO RD ELGIN IL 601248233, ELGIN, IL 60124-8233 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 8, 2018 |
| Property Address | 41W450 PLATO RD, ELGIN, IL 60124-8233 |
| Document Number | 0000010868 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 10868 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 41W450 PLATO RD ELGIN IL 601248233, ELGIN, IL 60124-8233 |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,965.00 (+8.9%) Homeowner's exemption | ||
| 2024 | $277,247 (+13.58%) Land $49,748 Building $227,499 | $832,074 (+13.62%) Land $149,304 Building $682,770 | |
| 2022 | $18,333.00 (+5.46%) Homeowner's exemption | $244,104 (+7.7%) Land $44,850 Building $199,254 | $732,312 (+7.7%) Land $134,550 Building $597,762 |
| 2021 | $17,384.00 Homeowner's exemption | $226,659 Land $43,329 Building $183,330 | $679,977 Land $129,987 Building $549,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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